Context map of 1098A OTTAWA CIR, SUGAR GROVE, IL, 60554 with nearby amenities

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1098A OTTAWA CIR, SUGAR GROVE, IL, 60554

Sugar Grove Township, IL, 60554

At a Glance

A-92/100
📍Location Check

Well-located for everyday life

9 types of everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Good everyday convenience — grocery, coffee, parks, and schools are all close. That matters for resale.

💰Price Check

Looks in range for the area

In line with 4 recent comparable sales nearby.

🏠 The numbers are in the ballpark, but the real answer is in the details that public data can't capture — condition, upgrades, and what a walk-through reveals.

📊Market Demand

Low vacancy, high homeownership

low vacancy (2.79%), 90.71% owner-occupied — relatively strong demand signals for this ZIP.

🏠 Low vacancy and high homeownership — that tells me people move here and stay. Good sign for your investment.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 High radon area — testing is a must during inspection. Mitigation is usually a few hundred dollars, but you need to know before you close.

🏠Property Fit

Appears typical for the area

Nothing about this property stands out as unusual based on available data.

🏠 The property specs look typical for the area — nothing that would make it unusually hard to comp or sell.

What to Verify Next

  • Request a radon test during your inspection period
  • Confirm permit history with the county
  • Verify school assignment boundaries with the district
  • Review recent nearby closed sales

Price Check

$367,000

Based on limited comparable sales — verify with a local CMA

Based on 4 recent comparable sales nearby

LowEstimatedHigh
$330,000$404,000

What Stands Out

Red Flags

Confidence Signals

$353,000

Last Sale Price

1,808

Sq Ft

2007

Year Built

Property Snapshot

Property TypeSingle Family
Square Footage1,808 sq ft
Price Per Sq Ft$195
Year Built2007
Last Sale Price$353,000
Last Sale DateDecember 24, 2024

Market Context

Median Home Value (ZIP)$342,600
Median Household Income$117,580
Income vs National1.6x national average
Estimated Monthly Mortgage$1,732/mo (est. 6.5%, 20% down)
Owner-Occupied90.71%
Renter-Occupied9.29%
Vacancy Rate2.79%

Risk & Safety

B
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended
Fire Response2.1 mi to nearest station (Sugar Grove Fire Department)
Police ResponseUnknown

Schools & Education

Assigned School DistrictKaneland Community Unit School District 302

School assignment may vary — confirm with the district directly

Nearby Public Schools

Kaneland John Shields Elem Sch1.5 mi
Herget Middle School2.1 mi
Washington Middle School2.5 mi
West Aurora HS RSSP2.8 mi
SUCCESS Academy2.8 mi

Nearby Private Schools

ST PAUL LUTHERAN SCHOOL2.2 mi
RESURRECTION LUTHERAN SCHOOL2.6 mi
ROSARY HIGH SCHOOL3.1 mi
AURORA CENTRAL CATHOLIC HIGH SCHOOL3.2 mi
COVENANT CHRISTIAN SCHOOL3.4 mi

Nearby Colleges & Universities

Rasmussen University - Aurora/Naperville3 mi
Aurora University3.5 mi
Rasmussen University - Romeoville/Joliet16.7 mi
Wheaton College17.9 mi
College of DuPage18.4 mi

Location Check

B
Nearest Park0.1 mi — Frontier Park
Nearest Restaurant2.2 mi — Mother's Pancacke House & Restaurant
Nearest Coffee Shop2.5 mi — Starbucks
Nearest Starbucks2.5 mi — Starbucks
Nearest Grocery Store1.3 mi — Jewel-Osco
Nearest Gas Station1.4 mi
Nearest Pharmacy1.5 mi — Walgreens
Nearest Bank / ATM1.4 mi — Old Second National Bank
Nearest Hospital0.9 mi
Nearest Fire Station2.1 mi — Sugar Grove Fire Department
Nearest Library2.2 mi — Sugar Grove Public Library
Nearest School1.5 mi — Kaneland John Shields Elementary

Environmental Risk

A+
Air Quality (AQI)AQI 28 — Good
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation685 ft above sea level
Solar Potential3.9 kWh/m²/day avg

Neighborhood

MunicipalitySugar Grove Township
Population (ZIP)12,029
Median Age44.7 years
CountyKane County

Market Snapshot — ZIP 60554

Recent market data for this ZIP code

$414,900

Median Sale Price (ZIP)

$2,400/mo

Median Rent

47 days

Avg Days on Market

63

Active Listings

Property DetailsTax, construction, utilities & more

Property Age19 years
Stories2
GarageGarage
CoolingCentral
Owner OccupiedYes
Tax Assessed Value$80,229
Tax — Land Value$14,870
Tax — Improvements$65,359
Annual Tax Amount$3,358
Effective Tax Rate4.19%
Elevation685 ft
Solar Potential (GHI)3.9 kWh/m²/day
CountyKane County
MunicipalitySugar Grove Township

Recent Comparable Sales (4)

Median $/SqFt: $194
Avg $/SqFt: $195

Based on 4 recent comparable sales. Reasonable directional indicator.

240 REGENCY BLVD, SUGAR GROVE, IL 60554

3 bed · 3.5 bath · 1,967 sqft · Built 2002

$425,000

$216/sqftSold Jul 2025

1098A OTTAWA CIR, SUGAR GROVE, IL 60554

3 bed · 2.5 bath · 1,808 sqft · Built 2007

$353,000

$195/sqftSold Jun 2025

269 HAMPTON RD, SUGAR GROVE, IL 60554

3 bed · 2.5 bath · 1,945 sqft · Built 2001

$375,000

$193/sqftSold May 2025

1275 SETTLERS BLVD UNIT A, SUGAR GROVE, IL 60554

1,612 sqft · Built 2006

$285,000

$177/sqftSold May 2025

Sale History

October 12, 2023

$216,000

November 23, 2024

WD

$353,000

Construction & Features

Roof: Pitch
Basement: Partial Finished
Garage: Yes (Attached Garage), 2 spaces
Pool: No

Tax & Assessment

$240,687

County Market Value (2023)

$80,229

Assessed Value (2025)

$3,357.86/yr

Annual Property Tax (2025)

Building: $196,077 · Land: $44,610

Ownership & Liens

Owner: OLSON, DAWN M; DAWN M OLSON TRUST
Owned since: November 2024
Lender: COMPASS MORTGAGE INC
Liens: 1 ($262,747)
Est. equity: $91,622
🏆

What Stands Out

This property at 1098A OTTAWA CIR, SUGAR GROVE, IL, 60554 received an overall grade of A-.

💪 Working in Your Favor

  • Minimal flood risk (Zone X)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $117,580 in this ZIP
  • Low vacancy rate (2.79%) in this ZIP
  • Newer construction (2007)
  • Garage included (Garage)
  • 90.71% owner-occupied homes in this ZIP
  • Kaneland Community Unit School District 302 school district

👁️ Worth Checking

  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

From the mind of a top producing real estate agent

This is just a range of potential value — $330K to $404K. We had limited comparable sales to work with, so treat this as a strong starting point — not a final answer. If the property needs a lot of work, it would sit at the lower end — and we can position it for a cash investor. If it has all the upgrades — new kitchen, updated baths, hardwood floors, a screened-in porch, pool, or other features we can't see in this report — it could push the value well above this range. That's what a walk-through tells us that the data can't.

This commentary is generated from public data and comparable sales — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

Using 4 recent comparable sales as a reference, the estimated value is approximately $367,000. Comparable homes in the area are trading at a median of $194 per square foot.

Looking at the broader market, Homes in ZIP 60554 are taking a bit longer to sell, averaging 47 days on market, and the median sale price sits at $415K.

Worth noting: high radon risk. On the positive side, minimal flood risk.

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Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 4/16/2026.

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