Real Report Card™
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256 Breakwater Blvd, Panama City Beach, FL 32413, USA
Southport, FL, 32413
At a Glance
Convenient for most daily needs
Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.
🏠 Errands are easy by car but the area isn't designed for walking. Suits most buyers in this price tier.
Looks high for the area
About 333% above 23 recent comparable sales.
🏠 333% over recent closings. The first fourteen days of showings will tell us whether the upgrades support it.
Demand looks softer here
53.92% vacancy rate is above average — worth understanding why.
🏠 102.77-day DOM puts this ZIP in steady-pace territory — not hot, not slow.
Flood insurance required (FEMA high-risk zone)
This is worth factoring into your decision — review details in the full report below.
🏠 Flood insurance is mandatory here — get a quote early; it's not a deal-breaker but it changes the monthly carry.
Appears typical for the area
Nothing about this property stands out as unusual based on available data.
🏠 Standard-profile home. Nothing on the specs that complicates pricing or buyer targeting.
What to Verify Next
- →Research comparable sales and consider negotiating
- →Ask a local agent about recent trends and why vacancy is elevated — Get a free CMA from John "Mr.Beach" Arroyo
- →Get flood insurance quotes before closing
- →Review recent nearby closed sales
Price Check
$2,137,000
Based on 8 recent comparable sales nearby
What Stands Out
Red Flags
Confidence Signals
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$2,514,000
Last Sale Price
4
Beds
3
Baths
2,540
Sq Ft
Property Snapshot
Market Context
Risk & Safety
D+Schools & Education
School assignment may vary — confirm with the district directly
Nearby Public Schools
Nearby Colleges & Universities
Location Check
CEnvironmental Risk
A-Neighborhood
Market Snapshot — ZIP 32413
Recent market data for this ZIP code
$485,000
Median Sale Price (ZIP)
$2,550/mo
Median Rent
102.77 days
Avg Days on Market
1255
Active Listings
Property DetailsTax, construction, utilities & more
Recent Comparable Sales (23)
Based on 23 recent comparable sales with verified price and size data.
465 WOLCOTT WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,550 sqft · Built 2025
$493,900
628 MELROSE WAY, PANAMA CITY BEACH, FL 32413
4 bed · 2 bath · 2,044 sqft · Built 2025
$410,561
457 WOLCOTT WAY, PANAMA CITY BEACH, FL 32413
4 bed · 2 bath · 2,044 sqft · Built 2025
$410,000
320 BREAKWATER BLVD, PANAMA CITY BEACH, FL 32413
4 bed · 3 bath · 2,692 sqft · Built 2025
$857,678
627 MELROSE WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,550 sqft · Built 2025
$457,050
947 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
3 bed · 2 bath · 2,122 sqft · Built 2025
$599,000
336 BREAKWATER BLVD, PANAMA CITY BEACH, FL 32413
4 bed · 3.5 bath · 2,839 sqft · Built 2025
$740,000
449 WOLCOTT WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,145 sqft · Built 2025
$447,418
955 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
3 bed · 2 bath · 2,230 sqft · Built 2025
$595,566
959 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
3 bed · 2 bath · 2,115 sqft · Built 2025
$577,226
283 BREAKWATER BLVD, PANAMA CITY BEACH, FL 32413
3 bed · 2.5 bath · 2,120 sqft · Built 2025
$553,386
917 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
3 bed · 2.5 bath · 2,469 sqft · Built 2025
$778,575
951 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
4 bed · 3 bath · 2,457 sqft · Built 2025
$690,348
663 MELROSE WAY, PANAMA CITY BEACH, FL 32413
4 bed · 2 bath · 2,126 sqft · Built 2024
$395,000
251 BREAKWATER BLVD, PANAMA CITY BEACH, FL 32413
3 bed · 3 bath · 2,548 sqft · Built 2025
$676,667
632 MELROSE WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,550 sqft · Built 2025
$469,900
932 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
3 bed · 2 bath · 2,115 sqft · Built 2025
$594,325
940 CAMP FIRE CIR, PANAMA CITY BEACH, FL 32413
3 bed · 2 bath · 2,115 sqft · Built 2025
$599,900
466 WOLCOTT WAY, PANAMA CITY BEACH, FL 32413
4 bed · 2 bath · 2,044 sqft · Built 2025
$419,900
631 MELROSE WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,145 sqft · Built 2025
$439,900
639 MELROSE WAY, PANAMA CITY BEACH, FL 32413
4 bed · 2 bath · 2,044 sqft · Built 2025
$429,900
462 WOLCOTT WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,550 sqft · Built 2025
$464,900
485 WOLCOTT WAY, PANAMA CITY BEACH, FL 32413
5 bed · 3 bath · 2,145 sqft · Built 2024
$416,458
Sale History
Date unknown
Price not recorded
Construction & Features
Tax & Assessment
$743
County Market Value (2024)
$743
Assessed Value (2025)
Ownership & Liens
What Stands Out
This property at 256 Breakwater Blvd, Panama City Beach, FL 32413, USA received an overall grade of C+.
💪 Working in Your Favor
- ✓No Superfund or toxic release sites in this ZIP
- ✓4 bedrooms, 3 baths
- ✓72.84% owner-occupied homes in this ZIP
- ✓Bay County School District
- ✓Located in Southport
👁️ Worth Checking
- ⚠Located in a flood hazard area — insurance required
- ⚠High vacancy rate (53.92%) — possible soft demand
Agent's Comments
What stands out about this home
These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.
Your Market Snapshot
This 4-bedroom, 3-bathroom home at 256 Breakwater Blvd, Panama City Beach, FL 32413, USA offers 2,540 square feet. Overall, it earned a C+ grade — a average score across the categories we evaluated.
Based on 23 recent comparable sales nearby, the estimated market value comes in around $2,137,000. Comparable homes in the area are trading at a median of $210 per square foot.
Looking at the broader market, Homes in ZIP 32413 are sitting on the market longer than usual, averaging 103 days, and the median sale price sits at $485K.
Worth noting: flood hazard zone and estimate looks high vs comps. On the positive side, no major environmental issues.
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This is not an appraisal. Data sourced from public records and verified APIs.
Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.
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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 4/24/2026.
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