Context map of 2640 STEINER ST, SAN FRANCISCO, CA, 94115 with nearby amenities

Real Report Card™

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2640 STEINER ST, SAN FRANCISCO, CA, 94115

Richmond-Presidio-Marina, CA, 94115

At a Glance

A-92/100
📍Location Check

Some amenities nearby, but not everything

A few essentials within reach, though some errands will require more of a drive.

🏠 Location checks out — nothing that would scare a buyer off, but nothing that jumps out as a premium either.

💰Price Check

Looks high for the area

About 14% above 25 recent comparable sales.

🏠 Priced above recent comps. If the upgrades and condition support it, we can defend the price. If not, the market will tell us within the first 2 weeks.

📊Market Demand

Moderate market activity

Mixed signals — low vacancy (0%). Worth monitoring.

🏠 Market activity looks moderate — not red hot, not cold. In this kind of market, the homes that are priced right and show well move first.

🌿Environmental Risk

No major environmental concerns identified

Minimal flood risk, no Superfund or toxic release sites flagged in this area.

🏠 No major environmental red flags — that's one less thing to worry about. Always good to see a clean environmental picture.

🏠Property Fit

Mostly in line with nearby homes

older build (1906) — major systems may need attention.

🏠 Anything built before 1980, I'm looking at the roof, HVAC, plumbing, and electrical first. Those are the big-ticket surprises that can shift the value $20K or more.

What to Verify Next

  • Research comparable sales and consider negotiating
  • Have HVAC, plumbing, electrical, and roof inspected
  • Verify school assignment boundaries with the district
  • Review recent nearby closed sales

Price Check

$3,528,000

Looks high for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$3,316,000$3,739,000

What Stands Out

Watch List

Confidence Signals

$4,150,000

Last Sale Price

4

Beds

2

Baths

2,578

Sq Ft

1906

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms4
Bathrooms2
Square Footage2,578 sq ft
Price Per Sq Ft$1610
Lot Size2,378 sq ft
Year Built1906
Last Sale Price$4,150,000
Last Sale DateNovember 10, 2016

Market Context

Owner-Occupied0%
Renter-Occupied0%
Vacancy Rate0%

Risk & Safety

A-
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 3 — Low risk
Fire ResponseUnknown
Police ResponseUnknown

Schools & Education

Assigned School DistrictSan Francisco Unified School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

KIPP San Francisco Bay Academy0.7 mi
Gateway High0.7 mi
Creative Arts Charter0.9 mi
Gateway Middle1 mi
The New School of San Francisco1.3 mi

Nearby Private Schools

ST VINCENT DE PAUL SCHOOL0.2 mi
ST BRIGID SCHOOL0.6 mi
CATHEDRAL SCHOOL FOR BOYS1.3 mi
STS PETER & PAUL SCHOOL1.5 mi
ECOLE NOTRE DAME DES VICTOIRES SCHOOL1.6 mi

Nearby Colleges & Universities

California Institute of Fashion0.3 mi
Academy of Art University0.7 mi
Academy of Art University0.7 mi
UCSF Laurel Heights0.8 mi
City College of San Francisco - Fort Mason Center0.9 mi

Location Check

C+
Nearby AmenitiesData temporarily unavailable — re-run report for full results

Environmental Risk

A+
Air Quality (AQI)AQI 33 — Good
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation215 ft above sea level
Solar Potential4.3 kWh/m²/day avg

Neighborhood

MunicipalityRichmond-Presidio-Marina
Population (ZIP)10,000
CountySan Francisco County

Market Snapshot — ZIP 94115

Recent market data for this ZIP code

$1,650,000

Median Sale Price (ZIP)

$3,595/mo

Median Rent

41.93 days

Avg Days on Market

83

Active Listings

Property DetailsTax, construction, utilities & more

Property Age120 years
Stories2
Total Rooms7
Owner OccupiedYes
Tax Assessed Value$4,966,150
Tax — Land Value$3,305,391
Tax — Improvements$1,660,759
Annual Tax Amount$58,883
Effective Tax Rate1.19%
Elevation215 ft
Solar Potential (GHI)4.3 kWh/m²/day
CountySan Francisco County
MunicipalityRichmond-Presidio-Marina

Recent Comparable Sales (25)

Median $/SqFt: $1,216
Avg $/SqFt: $1,189

Based on 25 recent comparable sales with verified price and size data.

2344 FRANKLIN ST, SAN FRANCISCO, CA 94123

4 bed · 2 bath · 2,112 sqft · Built 1901

$1,800,000

$852/sqftSold Oct 2025

1808 FILBERT ST, SAN FRANCISCO, CA 94123

3 bed · 3 bath · 2,362 sqft · Built 1925

$3,775,000

$1598/sqftSold Oct 2025

3317 JACKSON ST, SAN FRANCISCO, CA 94118

4 bed · 1 bath · 2,080 sqft · Built 1905

$2,389,000

$1149/sqftSold Sep 2025

2116 DIVISADERO ST, SAN FRANCISCO, CA 94115

3 bed · 2 bath · 2,296 sqft · Built 1898

$2,850,000

$1241/sqftSold Sep 2025

2863 WASHINGTON ST, SAN FRANCISCO, CA 94115

3 bed · 2 bath · 2,440 sqft · Built 1895

$2,900,000

$1189/sqftSold Sep 2025

41 MALLORCA WAY, SAN FRANCISCO, CA 94123

4 bed · 2 bath · 2,800 sqft · Built 1925

$2,750,000

$982/sqftSold Sep 2025

3315 JACKSON ST, SAN FRANCISCO, CA 94118

4 bed · 1 bath · 2,080 sqft · Built 1905

$2,500,000

$1202/sqftSold Sep 2025

50 WALNUT ST, SAN FRANCISCO, CA 94118

4 bed · 3 bath · 3,000 sqft · Built 1930

$4,800,000

$1600/sqftSold Sep 2025

2655 CLAY ST, SAN FRANCISCO, CA 94115

4 bed · 3 bath · 2,622 sqft

$4,000,000

$1526/sqftSold Sep 2025

80 WILMOT ST, SAN FRANCISCO, CA 94115

4 bed · 2 bath · 2,875 sqft · Built 1994

$4,400,000

$1530/sqftSold Sep 2025

2326 UNION ST, SAN FRANCISCO, CA 94123

3 bed · 2 bath · 2,550 sqft · Built 1941

$3,100,000

$1216/sqftSold Sep 2025

2270 BEACH ST, SAN FRANCISCO, CA 94123

3 bed · 2 bath · 2,870 sqft · Built 1927

$4,900,000

$1707/sqftSold Sep 2025

1941 JACKSON ST, SAN FRANCISCO, CA 94109

4 bed · 3 bath · 2,981 sqft · Built 1912

$1,640,000

$550/sqftSold Sep 2025

1935 GREENWICH ST, SAN FRANCISCO, CA 94123

4 bed · 3 bath · 2,580 sqft · Built 1908

$4,094,000

$1587/sqftSold Sep 2025

3720 WEBSTER ST, SAN FRANCISCO, CA 94123

3 bed · 2 bath · 2,850 sqft · Built 1933

$3,650,000

$1281/sqftSold Sep 2025

2736 BUSH ST, SAN FRANCISCO, CA 94115

3 bed · 3 bath · 2,371 sqft · Built 2003

$3,250,000

$1371/sqftSold Aug 2025

2578 SUTTER ST, SAN FRANCISCO, CA 94115

3 bed · 3 bath · 2,150 sqft

$2,000,000

$930/sqftSold Aug 2025

1632 N POINT ST, SAN FRANCISCO, CA 94123

4 bed · 2 bath · 2,355 sqft · Built 1931

$3,060,000

$1299/sqftSold Aug 2025

2348 OCTAVIA ST, SAN FRANCISCO, CA 94109

4 bed · 3 bath · 2,457 sqft · Built 1939

$1,379,000

$561/sqftSold Aug 2025

2370 CALIFORNIA ST, SAN FRANCISCO, CA 94115

3 bed · 2 bath · 2,839 sqft

$3,310,000

$1166/sqftSold Aug 2025

2121 WEBSTER ST TH10, SAN FRANCISCO, CA 94115

3 bed · 3 bath · 2,428 sqft · Built 2016

$4,000,000

$1647/sqftSold Aug 2025

1638 FILBERT ST, SAN FRANCISCO, CA 94123

3 bed · 2 bath · 2,888 sqft · Built 2008

$399,000

$138/sqftSold Aug 2025

2440 CLAY ST, SAN FRANCISCO, CA 94115

5 bed · 2 bath · 2,584 sqft · Built 1895

$2,598,000

$1005/sqftSold Aug 2025

2866 JACKSON ST, SAN FRANCISCO, CA 94115

4 bed · 3 bath · 2,761 sqft · Built 1923

$3,150,000

$1141/sqftSold Aug 2025

2769 UNION ST, SAN FRANCISCO, CA 94123

3 bed · 2 bath · 2,800 sqft · Built 1984

$3,500,000

$1250/sqftSold Jul 2025

Sale History

August 10, 2021

IT

$1,395,000

Construction & Features

Foundation: Poured Concrete
Construction: Wood Frame
Exterior: Rock/Stone
Garage: No
Pool: No
Fireplace: Yes (1)
Stories: 2

Tax & Assessment

$4,966,150

Assessed Value (2025)

$58,882.52/yr

Annual Property Tax (2025)

Ownership & Liens

Owner: BIJUR, NICHOLAS M; BIJUR, JANET J
Owned since: October 2016
Lender: JPMORGAN CHASE BANK NA
Liens: 1 ($3,129,865)
Est. equity: $2,505,484
🏆

What Stands Out

This property at 2640 STEINER ST, SAN FRANCISCO, CA, 94115 received an overall grade of A-.

💪 Working in Your Favor

  • Minimal flood risk (Zone X)
  • No Superfund or toxic release sites in this ZIP
  • Low vacancy rate (0%) in this ZIP
  • 4 bedrooms, 2 baths
  • San Francisco Unified School District
  • Located in Richmond-Presidio-Marina

👁️ Worth Checking

  • Older property (1906) — consider inspection for aging systems

Agent's Comments

From the mind of a top producing real estate agent

This is just a range of potential value — $3.3M to $3.7M. We had 8 strong comparable sales to work with, so I feel good about this range. If the property needs a lot of work, it would sit at the lower end — and we can position it for a cash investor. If it has all the upgrades — new kitchen, updated baths, hardwood floors, a screened-in porch, pool, or other features we can't see in this report — it could push the value well above this range. That's what a walk-through tells us that the data can't. With a 1906 build (120 years old), I'd also want to know the condition of the roof, HVAC, plumbing, and electrical before putting a firm number on it. Those are the big-ticket surprises. Properties like this are harder to comp — every one is unique. The data gives us a baseline, but the real value comes down to the walk-through and what a buyer is willing to pay for the features that make this one special.

This commentary is generated from public data and comparable sales — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 4-bedroom, 2-bathroom home at 2640 STEINER ST, SAN FRANCISCO, CA, 94115 was built in 1906 and offers 2,578 square feet on 2,378 sqft lot. Overall, it earned a A- grade — a strong score across the categories we evaluated.

Based on 25 recent comparable sales nearby, the estimated market value comes in around $3,528,000. Comparable homes in the area are trading at a median of $1216 per square foot.

Keep in mind — $3.5M is the midpoint of a range from $3.3M to $3.7M. We had 8 strong comparable sales to work with, so I feel good about where this lands. If the property needs a lot of work, it would sit at the lower end — and we can position it for a cash investor. If it has all the upgrades — new kitchen, updated baths, hardwood, a screened-in porch, pool, or other features we can't see in this report — it could push the value well above this range. With a 1906 build, I'd want to know the condition of the roof, HVAC, and plumbing before putting a final number on it.

Looking at the broader market, Homes in ZIP 94115 are taking a bit longer to sell, averaging 41.93 days on market, and the median sale price sits at $1.6M.

Worth noting: estimate slightly above comps and older home — inspect systems. On the positive side, minimal flood risk.

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Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 4/16/2026.

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