Context map of 45 LOVERING ST, MANCHESTER, NH, 03109 with nearby amenities

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45 LOVERING ST, MANCHESTER, NH, 03109

City of Manchester, NH, 03109

At a Glance

B85/100
📍Location Check

Well-located for everyday life

9 types of everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Good everyday convenience — grocery, coffee, parks, and schools are all close. That matters for resale.

💰Price Check

Looks in range for the area

In line with 25 recent comparable sales nearby.

🏠 The numbers look solid — but upgrades you can't see in data could push this higher or lower. That's what the walk-through is for.

📊Market Demand

Low vacancy, high homeownership

low vacancy (3%), 81% owner-occupied — relatively strong demand signals for this ZIP.

🏠 Low vacancy and high homeownership — that tells me people move here and stay. Good sign for your investment.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 High radon area — testing is a must during inspection. Mitigation is usually a few hundred dollars, but you need to know before you close.

🏠Property Fit

Mostly in line with nearby homes

older build (1958) — major systems may need attention.

🏠 Anything built before 1980, I'm looking at the roof, HVAC, plumbing, and electrical first. Those are the big-ticket surprises that can shift the value $20K or more.

What to Verify Next

  • Request a radon test during your inspection period
  • Have HVAC, plumbing, electrical, and roof inspected
  • Confirm permit history with the county
  • Review recent nearby closed sales

Price Check

$449,000

Appears in range for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$422,000$476,000

What Stands Out

Red Flags

Watch List

Confidence Signals

$450,000

Last Sale Price

3

Beds

2

Baths

1,408

Sq Ft

1958

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms3
Bathrooms2
Square Footage1,408 sq ft
Price Per Sq Ft$320
Lot Size10,000 sq ft
Year Built1958
Last Sale Price$450,000
Last Sale DateNovember 26, 2024

Market Context

Median Home Value (ZIP)$316,600
Median Household Income$94,818
Income vs National1.3x national average
Estimated Monthly Mortgage$1,601/mo (est. 6.5%, 20% down)
Owner-Occupied81%
Renter-Occupied19%
Vacancy Rate3%

Risk & Safety

D
FEMA Flood ZoneZone Not Mapped — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended
Fire Response0.6 mi to nearest station (Manchester Fire Department Station 8)
Police ResponseUnknown

Schools & Education

Assigned School DistrictManchester School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Mill Falls Charter School0.7 mi
Green Acres School1 mi
Jewett School1.3 mi
Hillside Middle School1.8 mi
Beech Street School2 mi

Nearby Private Schools

CHILD GUIDANCE EARLY LEARNING CENTER0.5 mi
HOLYCROSS EARLY CHILDHOOD CENTER0.6 mi
CARDINAL LACROIX ACADEMY1.5 mi
ST JOSEPH REGIONAL JR HIGH SCHOOL1.5 mi
TRINITY HIGH SCHOOL1.5 mi

Nearby Colleges & Universities

New Hampshire Institute of Art2.3 mi
New Hampshire Institute of Art2.3 mi
College For America - SNHU2.6 mi
Massachusetts College of Pharmacy and Health Sciences2.7 mi
University of New Hampshire at Manchester2.7 mi

Location Check

A
Nearest Park0.3 mi — Medford Park
Nearest Restaurant0.4 mi — East Side Grill
Nearest Coffee Shop0.4 mi — Aroma Joe's
Nearest Starbucks1.8 mi — Starbucks
Nearest Grocery Store0.7 mi — Hannaford
Nearest Gas Station0.5 mi — Mobil
Nearest Pharmacy0.8 mi — CVS Pharmacy
Nearest Bank / ATM0.8 mi — St. Mary's Bank
Nearest Hospital1.1 mi — Elliot Hospital
Nearest Fire Station0.6 mi — Manchester Fire Department Station 8
Nearest Library2.3 mi — Manchester City Library
Nearest School0.5 mi — Weston Elementary School

Environmental Risk

A+
Air Quality (AQI)AQI 8 — Good
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation370 ft above sea level
Solar Potential3.8 kWh/m²/day avg

Neighborhood

MunicipalityCity of Manchester
Population (ZIP)10,374
Median Age43.8 years
CountyHillsborough County

Market Snapshot — ZIP 03109

Recent market data for this ZIP code

$459,900

Median Sale Price (ZIP)

$1,980/mo

Median Rent

33.91 days

Avg Days on Market

22

Active Listings

Property DetailsTax, construction, utilities & more

Property Age68 years
Stories1
StyleRanch
ExteriorOther
Total Rooms6
HeatingHot Water
Owner OccupiedYes
Tax Assessed Value$313,800
Tax — Land Value$98,500
Tax — Improvements$215,300
Annual Tax Amount$6,144
Effective Tax Rate1.96%
Elevation370 ft
Solar Potential (GHI)3.8 kWh/m²/day
CountyHillsborough County
MunicipalityCity of Manchester

Recent Comparable Sales (25)

Median $/SqFt: $342
Avg $/SqFt: $298

Based on 25 recent comparable sales with verified price and size data.

55 COHAS AVE, MANCHESTER, NH 03109

3 bed · 2 bath · 1,350 sqft · Built 1948

$216,000

$160/sqftSold Oct 2025

43 MISSION AVE, MANCHESTER, NH 03104

3 bed · 3 bath · 1,638 sqft · Built 2000

$273,000

$167/sqftSold Sep 2025

155 CEDAR HILL DR, MANCHESTER, NH 03109

3 bed · 1 bath · 1,260 sqft · Built 1975

$501,000

$398/sqftSold Sep 2025

53 EASTWOOD WAY, MANCHESTER, NH 03109

2 bed · 1 bath · 1,232 sqft · Built 2001

$385,000

$313/sqftSold Sep 2025

454 ISLAND POND RD, MANCHESTER, NH 03109

4 bed · 2 bath · 1,596 sqft · Built 1920

$499,933

$313/sqftSold Sep 2025

1057 CILLEY RD, MANCHESTER, NH 03103

4 bed · 1 bath · 1,142 sqft · Built 1952

$200,000

$175/sqftSold Sep 2025

147 HUSE RD, MANCHESTER, NH 03103

3 bed · 1 bath · 1,376 sqft · Built 1950

$510,000

$371/sqftSold Sep 2025

171 KNOWLTON ST, MANCHESTER, NH 03103

3 bed · 1 bath · 1,162 sqft · Built 1930

$360,000

$310/sqftSold Jul 2025

1076 BRIDGE ST, MANCHESTER, NH 03104

3 bed · 1 bath · 1,428 sqft · Built 1965

$100,000

$70/sqftSold Jul 2025

125 ORCHARD AVE, MANCHESTER, NH 03109

3 bed · 2 bath · 1,185 sqft · Built 1949

$435,000

$367/sqftSold Jul 2025

188 CODY ST, MANCHESTER, NH 03109

3 bed · 2 bath · 1,456 sqft · Built 1955

$505,000

$347/sqftSold Jul 2025

55 HARDING ST, MANCHESTER, NH 03109

3 bed · 1 bath · 1,142 sqft · Built 1956

$435,000

$381/sqftSold Jul 2025

26 EASTWOOD WAY, MANCHESTER, NH 03109

2 bed · 1 bath · 1,232 sqft · Built 2001

$410,000

$333/sqftSold Jul 2025

85 LEE AVE, MANCHESTER, NH 03109

3 bed · 2 bath · 1,326 sqft · Built 1978

$540,000

$407/sqftSold Jun 2025

162 GREEN ACRES DR, MANCHESTER, NH 03109

4 bed · 1 bath · 1,152 sqft · Built 1969

$219,000

$190/sqftSold Jun 2025

36 CRANWELL DR, MANCHESTER, NH 03109

2 bed · 1 bath · 1,410 sqft · Built 1950

$500,000

$355/sqftSold Jun 2025

396 WOODCREST CT, MANCHESTER, NH 03109

4 bed · 2 bath · 1,680 sqft · Built 1969

$575,000

$342/sqftSold May 2025

221 PLATTS AVE, MANCHESTER, NH 03109

3 bed · 2 bath · 1,248 sqft · Built 1963

$490,000

$393/sqftSold May 2025

43 MARYLAND AVE, MANCHESTER, NH 03104

3 bed · 1 bath · 1,506 sqft · Built 1954

$430,000

$286/sqftSold May 2025

155 MISSION AVE, MANCHESTER, NH 03104

3 bed · 1 bath · 1,478 sqft · Built 2006

$520,000

$352/sqftSold May 2025

140 OHIO AVE, MANCHESTER, NH 03104

3 bed · 2 bath · 1,456 sqft · Built 1982

$511,000

$351/sqftSold Apr 2025

25 LOVERING ST, MANCHESTER, NH 03109

3 bed · 2 bath · 1,182 sqft · Built 1976

$520,000

$440/sqftSold Apr 2025

777 ISLAND POND RD, MANCHESTER, NH 03109

2 bed · 2 bath · 1,342 sqft · Built 1955

$550,000

$410/sqftSold Apr 2025

24 JONES ST, MANCHESTER, NH 03103

3 bed · 1 bath · 1,424 sqft · Built 2017

$244,933

$172/sqftSold Apr 2025

109 GREEN ACRES DR, MANCHESTER, NH 03109

4 bed · 2 bath · 1,596 sqft · Built 1968

$85,500

$54/sqftSold Apr 2025

Sale History

November 22, 2024

WD

$450,000

Construction & Features

Roof: Shake/Shingle
Foundation: Poured Concrete
Exterior: Rock/Stone
Basement: Full Finished
Garage: No
Pool: No
Stories: 1

Tax & Assessment

$313,800

Assessed Value (2025)

$5,918/yr

Annual Property Tax (2025)

Ownership & Liens

Owner: DAGOSTINO, TIMOTHY A
Owned since: November 2024
Lender: PINNACLE MORTGAGE CORPORATION
Liens: 1 ($250,000)
Est. equity: $245,597
🏆

What Stands Out

This property at 45 LOVERING ST, MANCHESTER, NH, 03109 received an overall grade of B.

💪 Working in Your Favor

  • Minimal flood risk (Zone Not Mapped)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $94,818 in this ZIP
  • Low vacancy rate (3%) in this ZIP
  • Ranch style with Other exterior
  • 81% owner-occupied homes in this ZIP
  • Manchester School District
  • Starbucks just 1.8 miles away

👁️ Worth Checking

  • Older property (1958) — consider inspection for aging systems
  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

From the mind of a top producing real estate agent

This is just a range of potential value — $422K to $476K. We had 8 strong comparable sales to work with, so I feel good about this range. If the property needs a lot of work, it would sit at the lower end — and we can position it for a cash investor. If it has all the upgrades — new kitchen, updated baths, hardwood floors, a screened-in porch, pool, or other features we can't see in this report — it could push the value well above this range. That's what a walk-through tells us that the data can't. With a 1958 build (68 years old), I'd also want to know the condition of the roof, HVAC, plumbing, and electrical before putting a firm number on it. Those are the big-ticket surprises.

This commentary is generated from public data and comparable sales — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 3-bedroom, 2-bathroom home at 45 LOVERING ST, MANCHESTER, NH, 03109 was built in 1958 and offers 1,408 square feet on 10,000 sqft lot. Overall, it earned a B grade — a solid score across the categories we evaluated.

Based on 25 recent comparable sales nearby, the estimated market value comes in around $449,000. Comparable homes in the area are trading at a median of $342 per square foot.

Looking at the broader market, Homes in ZIP 03109 are taking a bit longer to sell, averaging 34 days on market, and the median sale price sits at $460K.

Worth noting: high radon risk and older home — inspect systems. On the positive side, minimal flood risk.

Have a question about this property or the surrounding area? Our AI assistant below has full context on this report and can help you dig deeper.

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Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 4/16/2026.

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