Real Report Card™

7008 US HWY 312, BILLINGS, MT, 59105

Shepherd, MT, 59105

At a Glance

B+88/100

📍Location Check

Some amenities nearby, but not everything

A few essentials within reach, though some errands will require more of a drive.

🏠 Location checks out — nothing that would scare a buyer off, but nothing that jumps out as a premium either.

💰Price Check

Hard to judge pricing

Significantly above the ZIP market median — ask what justifies this price. Based on ZIP-wide data, not close comparable sales.

🏠 Limited comp data here — I'd treat this estimate as a starting point and pull 3 to 5 recent closed sales within a mile to get a real read.

📊Market Demand

High owner occupancy in this area

77% of homes are owner-occupied — relatively high for this ZIP.

🏠 Homes are sitting longer than usual here — 79.22 days average. Pricing accuracy and presentation matter even more in this market.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 High radon area — testing is a must during inspection. Mitigation is usually a few hundred dollars, but you need to know before you close.

🏠Property Fit

Mostly in line with nearby homes

full-acre-plus lot; older build (1961) — major systems may need attention.

🏠 Anything built before 1980, I'm looking at the roof, HVAC, plumbing, and electrical first. Those are the big-ticket surprises that can shift the value $20K or more.

What to Verify Next

→Get a CMA from a local agent before making an offer
→Request a radon test during your inspection period
→Have HVAC, plumbing, electrical, and roof inspected
→Confirm permit history with the county

Price Check

$336,000

This estimate uses ZIP-level data, not close comparable sales

Based on automated valuation blended with local market data — no close comparable sales available

LowEstimatedHigh

$285,000$386,000

What Stands Out

Red Flags

Watch List

Confidence Signals

Beds

Baths

1,354

Sq Ft

1961

Year Built

Property Snapshot

Property TypeSingle Family

Bedrooms3

Bathrooms1

Square Footage1,354 sq ft

Lot Size1.46 acres

Year Built1961

Last Sale DateAugust 1, 2016

Market Context

Median Home Value (ZIP)$287,900

Median Household Income$75,985

Income vs National1.0x national average

Estimated Monthly Mortgage$1,456/mo (est. 6.5%, 20% down)

Owner-Occupied77%

Renter-Occupied23%

Vacancy Rate5%

Risk & Safety

FEMA Flood ZoneZone X — Minimal flood risk

Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictShepherd Elem

School assignment may vary — confirm with the district directly

Nearby Public Schools

Shepherd Elementary2.7 mi

Shepherd Middle School2.7 mi

Shepherd High School2.7 mi

Pioneer School4.6 mi

Nearby Colleges & Universities

Montana State University Billings11.2 mi

Montana State University Billings College of Education11.3 mi

Rocky Mountain College Rimview Dorms12.6 mi

University of Mary - Billings15.6 mi

City College at Montana State University Billings15.7 mi

Location Check

C+

Nearby AmenitiesData temporarily unavailable — re-run report for full results

Environmental Risk

A+

Air Quality (AQI)AQI 17 — Good

Superfund Sites in ZIPNone — Clean

Toxic Release FacilitiesNone — Clean

Elevation3,115 ft above sea level

Solar Potential4.1 kWh/m²/day avg

Neighborhood

MunicipalityShepherd

Population (ZIP)34,895

Median Age36.4 years

CountyYellowstone County

Market Snapshot — ZIP 59105

Recent market data for this ZIP code

$234,900

Median Sale Price (ZIP)

$1,300/mo

Median Rent

79.22 days

Avg Days on Market

412

Active Listings

Property DetailsTax, construction, utilities & more

Property Age65 years

Elevation3,115 ft

Solar Potential (GHI)4.1 kWh/m²/day

CountyYellowstone County

MunicipalityShepherd

Sale History

May 5, 2025

Price not recorded

Construction & Features

Roof: Pitch

Foundation: Poured Concrete

Construction: Frame

Exterior: Stucco

Basement: Unfinished

Garage: Yes (Attached Garage), 2 spaces

Pool: No

Stories: 1

Tax & Assessment

$264,500

County Market Value (2023)

$264,500

Assessed Value (2025)

$2,274.1/yr

Annual Property Tax (2025)

Building: $204,108 · Land: $60,392

Ownership & Liens

Owner: HAYWOOD, CHRISTOPHER S; HAYWOOD, SUSAN L

Owned since: May 2025

Lender: MORTGAGE RESEARCH CENTER LLC

Liens: 1 ($317,812)

Est. equity: $43,547

🏆

What Stands Out

This property at 7008 US HWY 312, BILLINGS, MT, 59105 received an overall grade of B+.

💪 Working in Your Favor

✓Minimal flood risk (Zone X)
✓No Superfund or toxic release sites in this ZIP
✓Spacious lot — 1.5 acres of land
✓77% owner-occupied homes in this ZIP
✓Shepherd Elem school district
✓Elevated property at 3,115 ft — good drainage
✓Located in Shepherd

👁️ Worth Checking

⚠Older property (1961) — consider inspection for aging systems
⚠Radon Zone 1 — testing recommended before purchase

Agent's Comments

From the mind of a top producing real estate agent

This is just a range of potential value — $285K to $386K. The comps in this area are thin, so I'd treat this as directional. I'd want to see 3 to 5 recent sales within a mile before putting a firm number on it. If the property needs a lot of work, it would sit at the lower end — and we can position it for a cash investor. If it has all the upgrades — new kitchen, updated baths, hardwood floors, a screened-in porch, pool, or other features we can't see in this report — it could push the value well above this range. That's what a walk-through tells us that the data can't. With a 1961 build (65 years old), I'd also want to know the condition of the roof, HVAC, plumbing, and electrical before putting a firm number on it. Those are the big-ticket surprises.

This commentary is generated from public data and comparable sales — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 3-bedroom, 1-bathroom home at 7008 US HWY 312, BILLINGS, MT, 59105 was built in 1961 and offers 1,354 square feet on 1.5 acres. Overall, it earned a B+ grade — a solid score across the categories we evaluated.

The estimated value is around $336,000, though limited comparable sales data means this should be treated as directional rather than precise.

Looking at the broader market, Homes in ZIP 59105 are sitting on the market longer than usual, averaging 79 days, and the median sale price sits at $235K.

Worth noting: high radon risk and older home — inspect systems. On the positive side, minimal flood risk.

Have a question about this property or the surrounding area? Our AI assistant below has full context on this report and can help you dig deeper.

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This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 4/16/2026.

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