Context map of 118 PHEASANTLAKE DR, MONTGOMERY, OH, 45140 with nearby amenities

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118 PHEASANTLAKE DR, MONTGOMERY, OH, 45140

City of Loveland, OH, 45140

At a Glance

B+88/100
📍Location Check

Convenient for most daily needs

Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Errands are easy by car but the area isn't designed for walking. Suits most buyers in this price tier.

💰Price Check

Looks in range for the area

In line with 20 recent comparable sales nearby.

🏠 Ballpark with the comps; any meaningful move from here comes from the home itself, not the market.

📊Market Demand

Low vacancy, high homeownership

low vacancy (4%), 79% owner-occupied — relatively strong demand signals for this ZIP.

🏠 39.91-day average on the market. Inventory moves fast here.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 Zone 1 radon area — testing is non-negotiable at inspection. Mitigation is usually a few hundred dollars if needed.

🏠Property Fit

Mostly in line with nearby homes

built 1989 — some systems may be aging.

🏠 Built 1989 — some major systems are at the end of their design life. Worth asking what's original vs what's been updated.

What to Verify Next

  • Request a radon test during your inspection period
  • Have HVAC, plumbing, electrical, and roof inspected
  • Confirm permit history with the county
  • Review recent nearby closed sales

Price Check

$608,000

Appears in range for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$572,000$837,000

What Stands Out

Red Flags

Confidence Signals

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$489,000

Last Sale Price

4

Beds

2.5

Baths

3,002

Sq Ft

1989

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms4
Bathrooms2.5
Square Footage3,002 sq ft
Price Per Sq Ft$163
Lot Size16,640 sq ft
Year Built1989
Last Sale Price$489,000
Last Sale DateMay 15, 2018

Market Context

Median Home Value (ZIP)$315,400
Median Household Income$104,422
Income vs National1.4x national average
Estimated Monthly Mortgage$1,595/mo (est. 6.5%, 20% down)
Owner-Occupied79%
Renter-Occupied21%
Vacancy Rate4%

Risk & Safety

B-
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictLoveland City School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Loveland Middle School0.5 mi
Loveland Intermediate School0.5 mi
Loveland Elementary School1.2 mi
Loveland Primary School1.2 mi
Loveland High School1.3 mi

Nearby Private Schools

OHIO VALLEY VOICES1.8 mi
CINCINNATI HILLS CHRISTIAN ACADEMY2.4 mi
ST COLUMBAN ELEMENTARY SCHOOL2.5 mi
CHILDRENS MEETING HOUSE2.6 mi
LIBERTY BIBLE ACADEMY3.1 mi

Nearby Colleges & Universities

UC Blue Ash College6.2 mi
Xavier University12.6 mi
University of Cincinnati15.1 mi
Miami University Hamilton16.4 mi
Northern Kentucky University18.7 mi

Location Check

B+
Nearest Grocery Store1.1 mi — Kroger
Nearest Park0.4 mi — Lever Park
Nearest Restaurant #11.8 mi — Ramsey's Trailside
Nearest Restaurant #21.8 mi — Paxton's Grill
Nearest Coffee Shop #11.4 mi — The Cocoa Muse
Nearest Coffee Shop #24.4 mi — Deeper Roots Coffee
Nearest Hospital2.8 mi — TriHealth Bethesda North Hospital
Nearest Public Transit1.6 mi — Montgomery Rd & Union Cemetery Rd
Nearest Shopping Center2.1 mi — Waterstone Center
Nearest Airport13.4 mi — Cincinnati Municipal Airport - Lunken Field

Environmental Risk

A-
Air Quality (AQI)AQI 62 — Moderate
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation752 ft above sea level

Neighborhood

MunicipalityCity of Loveland
Population (ZIP)55,364
Median Age40.2 years
CountyHamilton County

Market Snapshot — ZIP 45140

Recent market data for this ZIP code

$425,000

Median Sale Price (ZIP)

$1,895/mo

Median Rent

39.91 days

Avg Days on Market

328

Active Listings

Property DetailsTax, construction, utilities & more

Property Age37 years
Stories2
GarageAttached
StyleConventional
ExteriorBrick
Total Rooms9
HeatingOther
CoolingCentral
Owner OccupiedYes
Tax Assessed Value$192,980
Tax — Land Value$27,195
Tax — Improvements$165,785
Annual Tax Amount$10,451
Effective Tax Rate5.42%
Elevation752 ft
CountyHamilton County
MunicipalityCity of Loveland

Recent Comparable Sales (10)

Median $/SqFt: $200
Avg $/SqFt: $194

Based on 20 recent comparable sales with verified price and size data.

242 RIVA RIDGE CT, LOVELAND, OH 45140

4 bed · 2 bath · 2,970 sqft · Built 1992

$565,000

$190/sqftSold Jan 2026

882 QUAILWOODS DR, LOVELAND, OH 45140

4 bed · 2 bath · 3,017 sqft · Built 1977

$595,000

$197/sqftSold Dec 2025

1001 HICKORY RIDGE DR, LOVELAND, OH 45140

5 bed · 3 bath · 3,146 sqft · Built 1979

$540,000

$172/sqftSold Dec 2025

124 PHEASANTLAKE DR, LOVELAND, OH 45140

4 bed · 3 bath · 3,002 sqft · Built 1989

$680,000

$227/sqftSold Dec 2025

1067 HICKORY RIDGE DR, LOVELAND, OH 45140

4 bed · 2 bath · 2,436 sqft · Built 1981

$565,000

$232/sqftSold Nov 2025

160 LEXINGTON DR, LOVELAND, OH 45140

3 bed · 3 bath · 3,168 sqft · Built 1989

$645,000

$204/sqftSold Nov 2025

1072 HICKORY RIDGE DR, LOVELAND, OH 45140

4 bed · 2 bath · 2,483 sqft · Built 1980

$465,000

$187/sqftSold Nov 2025

862 QUAILWOODS DR, LOVELAND, OH 45140

4 bed · 2 bath · 2,584 sqft · Built 1982

$255,000

$99/sqftSold Sep 2025

137 CHURCHILL CT, LOVELAND, OH 45140

4 bed · 2 bath · 2,979 sqft · Built 1991

$530,000

$178/sqftSold Sep 2025

9396 KEMPER GROVE LN, LOVELAND, OH 45140

3 bed · 3 bath · 3,013 sqft · Built 1986

$655,000

$217/sqftSold Aug 2025

Sale History

May 7, 2018

WD

$489,000

March 5, 2007

WD

Price not recorded

Construction & Features

Roof: Composition Shingle
Exterior: Brick
Basement: Full Finished
Garage: Yes (Attached), 2 spaces
Pool: Yes
Fireplace: Yes (1)

Tax & Assessment

$551,370

County Market Value (2023)

$192,980

Assessed Value (2026)

$10,451.1/yr

Annual Property Tax (2026)

Building: $473,670 · Land: $77,700

Ownership & Liens

Owner: KOCH, DENISE A; DENISE A KOCH TRUST
Owned since: May 2018
Lender: WELLS FARGO BANK NA
Liens: 1 ($50,552)
Est. equity: $615,778
🏆

What Stands Out

This property at 118 PHEASANTLAKE DR, MONTGOMERY, OH, 45140 received an overall grade of B+.

💪 Working in Your Favor

  • Minimal flood risk (Zone X)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $104,422 in this ZIP
  • Low vacancy rate (4%) in this ZIP
  • 4 bedrooms, 2.5 baths
  • Garage included (Attached)
  • Conventional style with Brick exterior
  • 79% owner-occupied homes in this ZIP

👁️ Worth Checking

  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

What stands out about this home

Comp-based range for this (4-bed / 2.5-bath, 3,002 sq ft) is $572K–$837K. With 8 good comps in the mix, the range is well-anchored. Inside the range, it's condition that moves the number. Deferred work pulls down; maintenance and updates hold up.

These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 4-bedroom, 2.5-bathroom home at 118 PHEASANTLAKE DR, MONTGOMERY, OH, 45140 was built in 1989 and offers 3,002 square feet on 16,640 sqft lot. Overall, it earned a B+ grade — a solid score across the categories we evaluated.

Based on 20 recent comparable sales nearby, the estimated market value comes in around $608,000. Comparable homes in the area are trading at a median of $200 per square foot.

Looking at the broader market, Homes in ZIP 45140 are selling fast, averaging 40 days on market, and the median sale price sits at $425K.

Worth noting: high radon risk. On the positive side, minimal flood risk.

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This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 6/29/2026.

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