Context map of 423 OHIO AVE, LOVELAND, OH, 45140 with nearby amenities

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423 OHIO AVE, LOVELAND, OH, 45140

City of Loveland, OH, 45140

At a Glance

B+88/100
📍Location Check

Convenient for most daily needs

Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Errands are easy by car but the area isn't designed for walking. Suits most buyers in this price tier.

💰Price Check

Looks low for the area

Priced about 18% below 18 recent comparable sales nearby.

🏠 18% below comparable closings. If the home shows well, that's underpriced.

📊Market Demand

Low vacancy, high homeownership

low vacancy (4%), 79% owner-occupied — relatively strong demand signals for this ZIP.

🏠 39.72-day average on the market. Inventory moves fast here.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 High-radon county. Test at inspection. Mitigation is cheap, but you want to know.

🏠Property Fit

Mostly in line with nearby homes

older build (1958) — major systems may need attention.

🏠 Pre-1980 build — I'd lead the inspection with roof, HVAC, plumbing, and electrical. That's where five-figure surprises hide.

What to Verify Next

  • Review recent nearby closed sales to confirm the value gap
  • Request a radon test during your inspection period
  • Have HVAC, plumbing, electrical, and roof inspected
  • Confirm permit history with the county

Price Check

$269,000

Looks low for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$252,000$371,000

What Stands Out

Red Flags

Watch List

Confidence Signals

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$135,000

Last Sale Price

3

Beds

1

Baths

1,588

Sq Ft

1958

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms3
Bathrooms1
Square Footage1,588 sq ft
Price Per Sq Ft$85
Lot Size11,238 sq ft
Year Built1958
Last Sale Price$135,000
Last Sale DateApril 8, 2010

Market Context

Median Home Value (ZIP)$315,400
Median Household Income$104,422
Income vs National1.4x national average
Estimated Monthly Mortgage$1,595/mo (est. 6.5%, 20% down)
Owner-Occupied79%
Renter-Occupied21%
Vacancy Rate4%

Risk & Safety

B-
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictLoveland City School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Loveland Primary School0.6 mi
Loveland Elementary School0.7 mi
Loveland High School0.9 mi
Loveland Early Childhood Center1.3 mi
Loveland Intermediate School1.3 mi

Nearby Private Schools

CHILDRENS MEETING HOUSE1 mi
ST COLUMBAN ELEMENTARY SCHOOL1.2 mi
OHIO VALLEY VOICES2.2 mi
KING OF KINGS PRESCHOOL AND KINDERGARTEN3.7 mi
LIBERTY BIBLE ACADEMY3.7 mi

Nearby Colleges & Universities

UC Blue Ash College7.8 mi
UC Clermont College13.7 mi
College of Arts & Sciences16.8 mi
Northern Kentucky University19.8 mi
Kettering College29.5 mi

Location Check

B+
Nearest Grocery Store0.9 mi — Kroger
Nearest Park0.2 mi — Bishop City Park
Nearest Restaurant #10.2 mi — The Wicked Pickle
Nearest Restaurant #20.3 mi — Tano Bistro & Catering
Nearest Coffee Shop #10.2 mi — Hometown Cafe Loveland
Nearest Coffee Shop #20.3 mi — The Cocoa Muse
Nearest Hospital4.5 mi — TriHealth Bethesda North Hospital
Nearest Public Transit2.2 mi — Meijer Park&Ride Montgomery Road
Nearest Shopping Center3.9 mi — Deerfield Towne Center
Nearest Airport13.7 mi — Clermont County Airport - I69

Environmental Risk

A-
Air Quality (AQI)AQI 53 — Moderate
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation594 ft above sea level

Neighborhood

MunicipalityCity of Loveland
Population (ZIP)55,364
Median Age40.2 years
CountyHamilton County

Market Snapshot — ZIP 45140

Recent market data for this ZIP code

$415,000

Median Sale Price (ZIP)

$1,895/mo

Median Rent

39.72 days

Avg Days on Market

323

Active Listings

Property DetailsTax, construction, utilities & more

Property Age68 years
Stories1
GarageBasement
StyleConventional
ExteriorBrick
Total Rooms6
CoolingCentral
Owner OccupiedYes
Tax Assessed Value$82,534
Tax — Land Value$20,780
Tax — Improvements$61,754
Annual Tax Amount$3,818
Effective Tax Rate4.63%
Elevation594 ft
CountyHamilton County
MunicipalityCity of Loveland

Recent Comparable Sales (10)

Median $/SqFt: $220
Avg $/SqFt: $198

Based on 18 recent comparable sales with verified price and size data.

523 HANNA AVE, LOVELAND, OH 45140

4 bed · 1 bath · 1,496 sqft · Built 1949

$123,000

$82/sqftSold Jan 2026

22 IROQUOIS DR, LOVELAND, OH 45140

3 bed · 2 bath · 1,456 sqft · Built 1998

$350,000

$240/sqftSold Dec 2025

446 OHIO AVE, LOVELAND, OH 45140

2 bed · 2 bath · 1,476 sqft · Built 1925

$325,000

$220/sqftSold Oct 2025

20 MIAMIVIEW DR, LOVELAND, OH 45140

3 bed · 2 bath · 1,434 sqft · Built 1958

$254,000

$177/sqftSold Oct 2025

345 CEDAR DR, LOVELAND, OH 45140

3 bed · 2 bath · 1,856 sqft · Built 1930

$385,000

$207/sqftSold Oct 2025

646 HANNA AVE, LOVELAND, OH 45140

3 bed · 2 bath · 1,754 sqft · Built 1920

$475,000

$271/sqftSold Oct 2025

126 BROADWAY ST, LOVELAND, OH 45140

3 bed · 2 bath · 1,900 sqft · Built 2018

$675,000

$355/sqftSold Oct 2025

214 OBANNON AVE, LOVELAND, OH 45140

2 bed · 1 bath · 1,512 sqft · Built 1948

$250,000

$165/sqftSold Sep 2025

1917 ADAMS RD, LOVELAND, OH 45140

2 bed · 1 bath · 1,272 sqft · Built 1937

$130,000

$102/sqftSold Sep 2025

400 BELLWOOD DR, LOVELAND, OH 45140

3 bed · 1 bath · 1,300 sqft · Built 1955

$83,000

$64/sqftSold Sep 2025

Construction & Features

Pool: No
🏆

What Stands Out

This property at 423 OHIO AVE, LOVELAND, OH, 45140 received an overall grade of B+.

💪 Working in Your Favor

  • Minimal flood risk (Zone X)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $104,422 in this ZIP
  • Low vacancy rate (4%) in this ZIP
  • Garage included (Basement)
  • Conventional style with Brick exterior
  • 79% owner-occupied homes in this ZIP
  • Loveland City School District

👁️ Worth Checking

  • Older property (1958) — consider inspection for aging systems
  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

What stands out about this home

Comp-based range for this (3-bed / 1-bath, 1,588 sq ft) is $252K–$371K. With 8 good comps in the mix, the range is well-anchored. Inside the range, it's condition that moves the number. Deferred work pulls down; maintenance and updates hold up. A 1958-build puts the major systems at the age where they either got replaced or they're due. That's the variance.

These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 3-bedroom, 1-bathroom home at 423 OHIO AVE, LOVELAND, OH, 45140 was built in 1958 and offers 1,588 square feet on 11,238 sqft lot. Overall, it earned a B+ grade — a solid score across the categories we evaluated.

Based on 18 recent comparable sales nearby, the estimated market value comes in around $269,000. Comparable homes in the area are trading at a median of $220 per square foot.

Looking at the broader market, Homes in ZIP 45140 are selling fast, averaging 40 days on market, and the median sale price sits at $415K.

Worth noting: high radon risk and older home — inspect systems. On the positive side, minimal flood risk.

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Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 7/17/2026.

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