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629 LOWER RIVER RD, LOVELAND, OH, 45140
Miami Township, OH, 45140
At a Glance
Convenient for most daily needs
Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.
🏠 Convenient-but-car-dependent. Buyers looking for walkability will pass; buyers who drive everywhere won't notice.
Looks low for the area
Priced about 69% below 16 recent comparable sales nearby.
🏠 69% below comparable closings. If the home shows well, that's underpriced.
Low vacancy, high homeownership
low vacancy (4%), 79% owner-occupied — relatively strong demand signals for this ZIP.
🏠 At 53.09 days on market, this ZIP is selling fast.
Multiple environmental concerns to review
flood insurance required (FEMA high-risk zone), and high radon risk — testing recommended.
🏠 Flood zone plus Zone 1 radon. Manageable but not free — price in the insurance and a mitigation system.
Some features are unusual for the area
large lot (2+ acres); older build (1900) — major systems may need attention. Broad averages may be less reliable for this property.
🏠 Historic homes (1900) either get the right buyer who loves them or they sit. Matching character to the right audience matters more than list price.
What to Verify Next
- →Review recent nearby closed sales to confirm the value gap
- →Get flood insurance quotes before closing
- →Request a radon test during your inspection period
- →Have HVAC, plumbing, electrical, and roof inspected
Price Check
$57,000
Based on 8 recent comparable sales nearby
What Stands Out
Red Flags
Watch List
Confidence Signals
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$35,000
Last Sale Price
2
Beds
1
Baths
880
Sq Ft
1900
Year Built
Property Snapshot
Market Context
Risk & Safety
C-Schools & Education
School assignment may vary — confirm with the district directly
Nearby Public Schools
Nearby Private Schools
Nearby Colleges & Universities
Location Check
B+Environmental Risk
A-Neighborhood
Market Snapshot — ZIP 45140
Recent market data for this ZIP code
$417,500
Median Sale Price (ZIP)
$1,895/mo
Median Rent
53.09 days
Avg Days on Market
289
Active Listings
Property DetailsTax, construction, utilities & more
Recent Comparable Sales (16)
Based on 16 recent comparable sales with verified price and size data.
405 HANNA AVE, LOVELAND, OH 45140
2 bed · 1 bath · 1,006 sqft · Built 1940
$225,000
1408 TUSCARORA DR, LOVELAND, OH 45140
3 bed · 1 bath · 925 sqft · Built 1956
$93,000
228 TUSCARORA DR, LOVELAND, OH 45140
3 bed · 1 bath · 925 sqft · Built 1956
$244,000
932 BELLWOOD DR, LOVELAND, OH 45140
3 bed · 1 bath · 925 sqft · Built 1957
$185,000
800 FLORENCE AVE, LOVELAND, OH 45140
3 bed · 1 bath · 984 sqft · Built 1962
$342,500
1436 SUNRISE DR, LOVELAND, OH 45140
3 bed · 1 bath · 960 sqft · Built 1957
$254,000
1016 SUNRISE DR, LOVELAND, OH 45140
3 bed · 1 bath · 975 sqft · Built 1956
$180,000
1412 TUSCARORA DR, LOVELAND, OH 45140
3 bed · 1 bath · 1,025 sqft · Built 1956
$74,000
1129 W MAIN ST, LOVELAND, OH 45140
3 bed · 1 bath · 925 sqft · Built 1955
$55,500
225 NAVAHO DR, LOVELAND, OH 45140
3 bed · 1 bath · 1,009 sqft · Built 1956
$80,000
1508 BELLWOOD DR, LOVELAND, OH 45140
3 bed · 1 bath · 1,040 sqft · Built 1957
$60,000
114 CHEROKEE DR, LOVELAND, OH 45140
3 bed · 1 bath · 1,009 sqft · Built 1955
$241,500
18 HIGHRIDGE DR, LOVELAND, OH 45140
3 bed · 1 bath · 1,025 sqft · Built 1959
$104,000
230 CHEROKEE DR, LOVELAND, OH 45140
3 bed · 1 bath · 846 sqft · Built 1955
$195,000
270 E KEMPER RD, LOVELAND, OH 45140
3 bed · 1 bath · 938 sqft · Built 1901
$130,000
1112 BELLWOOD DR, LOVELAND, OH 45140
3 bed · 1 bath · 960 sqft · Built 1957
$276,500
Sale History
June 24, 2020
QC
$35,000
July 28, 2017
LW
Price not recorded
Construction & Features
Tax & Assessment
$191,200
County Market Value (2024)
$66,920
Assessed Value (2026)
$3,415.08/yr
Annual Property Tax (2026)
Building: $71,400 · Land: $119,800
Ownership & Liens
What Stands Out
This property at 629 LOWER RIVER RD, LOVELAND, OH, 45140 received an overall grade of B.
💪 Working in Your Favor
- ✓No Superfund or toxic release sites in this ZIP
- ✓Median household income $104,422 in this ZIP
- ✓Low vacancy rate (4%) in this ZIP
- ✓Spacious lot — 3.6 acres of land
- ✓Ranch style with Wood exterior
- ✓79% owner-occupied homes in this ZIP
- ✓Loveland City School District
- ✓Elevated property at 569 ft — good drainage
👁️ Worth Checking
- ⚠Located in a flood hazard area — insurance required
- ⚠Older property (1900) — consider inspection for aging systems
- ⚠Radon Zone 1 — testing recommended before purchase
Agent's Comments
What stands out about this home
These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.
Your Market Snapshot
This 2-bedroom, 1-bathroom home at 629 LOWER RIVER RD, LOVELAND, OH, 45140 was built in 1900 and offers 880 square feet on 3.6 acres. Overall, it earned a B grade — a solid score across the categories we evaluated.
Based on 16 recent comparable sales nearby, the estimated market value comes in around $57,000. Comparable homes in the area are trading at a median of $192 per square foot.
Looking at the broader market, Homes in ZIP 45140 are selling fast, averaging 53 days on market, and the median sale price sits at $418K.
Worth noting: flood hazard zone and high radon risk. On the positive side, estimate in line with comps.
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This is not an appraisal. Data sourced from public records and verified APIs.
Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.
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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 5/18/2026.
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