Context map of 9645 TIMBERLINE CT, LOVELAND, OH, 45140 with nearby amenities

Real Report Card™

powered by RealHomeIntel

9645 TIMBERLINE CT, LOVELAND, OH, 45140

Hamilton Township, OH, 45140

At a Glance

B85/100
📍Location Check

Some amenities nearby, others require a drive

parks and coffee shops within 3 miles, but you may need to drive further for other errands.

🏠 Everyday location — doesn't help or hurt the price case materially.

💰Price Check

Hard to judge pricing

Significantly above the ZIP market median — ask what justifies this price. Based on ZIP-wide data, not close comparable sales.

🏠 Light comp coverage in this pocket — directional only. Real number comes after a fresh local comp pull.

📊Market Demand

Low vacancy, high homeownership

low vacancy (3.82%), 79.36% owner-occupied — relatively strong demand signals for this ZIP.

🏠 Homes are sitting 64.81 days on average. Pricing has to be right on day one — no margin for testing.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 Zone 1 radon area — testing is non-negotiable at inspection. Mitigation is usually a few hundred dollars if needed.

🏠Property Fit

Mostly in line with nearby homes

full-acre-plus lot.

🏠 Specs look standard for the area — fits cleanly in the comp pool without needing special positioning.

What to Verify Next

  • Get a CMA from a local agent before making an offer — Get a free CMA from Derek Tye
  • Request a radon test during your inspection period
  • Confirm permit history with the county
  • Review recent nearby closed sales

Neighborhood comp range

$538,000 – $728,000

This estimate uses ZIP-level data, not close comparable sales

Based on automated valuation blended with local market data — no close comparable sales available

LowMidpointHigh
$538,000$728,000

What Stands Out

Red Flags

Confidence Signals

Looking at this property as an investment?

Run this address through the Investment Analyzer to estimate rent, expenses, cash flow, and long-term return.

Analyze This Property as an Investment

We'll use this address as a starting point. You can adjust price, rent, and assumptions.

$745,000

Last Sale Price

3

Beds

3.5

Baths

2,413

Sq Ft

2000

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms3
Bathrooms3.5
Square Footage2,413 sq ft
Price Per Sq Ft$309
Lot Size1.50 acres
Year Built2000
Last Sale Price$745,000
Last Sale DateJuly 3, 2025

Market Context

Median Home Value (ZIP)$315,400
Median Household Income$104,422
Income vs National1.4x national average
Estimated Monthly Mortgage$1,595/mo (est. 6.5%, 20% down)
Owner-Occupied79.36%
Renter-Occupied20.64%
Vacancy Rate3.82%

Risk & Safety

B-
FEMA Flood ZoneZone Not Mapped — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictLittle Miami Local School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Loveland Early Childhood Center3.2 mi
Loveland High School3.2 mi
Loveland Elementary School3.4 mi
Loveland Primary School3.4 mi
J F Burns Elementary School3.9 mi

Nearby Private Schools

CHILDRENS MEETING HOUSE2.2 mi
ST COLUMBAN ELEMENTARY SCHOOL2.7 mi
COZADDALE BAPTIST ACADEMY3.6 mi
KING OF KINGS PRESCHOOL AND KINDERGARTEN4.2 mi
KINGS POINT CHRISTIAN ACADEMY4.2 mi

Nearby Colleges & Universities

UC Blue Ash College10.5 mi
UC Clermont College14.7 mi
University of Cincinnati19.3 mi
College of Arts & Sciences19.6 mi
Northern Kentucky University22.3 mi

Location Check

C-
Nearest Park1.4 mi — Testerman Park
Nearest Coffee Shop2.7 mi — Hometown Cafe Loveland
Nearest Grocery Store3.7 mi — Kroger Marketplace
Nearest Hospital7.2 mi — TriHealth Bethesda North Hospital

Environmental Risk

A-
Air Quality (AQI)AQI 52 — Moderate
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation783 ft above sea level
Solar Potential4.0 kWh/m²/day avg

Neighborhood

MunicipalityHamilton Township
Population (ZIP)55,364
Median Age40.2 years
CountyWarren County

Market Snapshot — ZIP 45140

Recent market data for this ZIP code

$394,950

Median Sale Price (ZIP)

$1,645/mo

Median Rent

64.81 days

Avg Days on Market

268

Active Listings

Property DetailsTax, construction, utilities & more

Property Age26 years
Stories1
HeatingHeat Pump
CoolingOther
Tax Assessed Value$209,800
Tax — Land Value$40,610
Tax — Improvements$169,190
Annual Tax Amount$9,373
Effective Tax Rate4.47%
Elevation783 ft
Solar Potential (GHI)4.0 kWh/m²/day
CountyWarren County
MunicipalityHamilton Township

Sale History

November 28, 2017

DE

$276,619

Construction & Features

Roof: Composition Shingle
Foundation: Poured Concrete
Construction: Brick
Basement: Full Finished
Garage: Yes (Attached), 2 spaces
Pool: No
Fireplace: Yes (1)

Tax & Assessment

$363,210

County Market Value (2022)

$127,124

Assessed Value (2025)

$7,260.28/yr

Annual Property Tax (2025)

Building: $297,080 · Land: $66,130

Ownership & Liens

Owner: REYNOLDS, DAVID; REYNOLDS, TERESA
Owned since: November 2017
Lender: ROCKET MORTGAGE LLC
Liens: 1 ($348,375)
Est. equity: $262,173
🏆

What Stands Out

This property at 9645 TIMBERLINE CT, LOVELAND, OH, 45140 received an overall grade of B.

💪 Working in Your Favor

  • Minimal flood risk (Zone Not Mapped)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $104,422 in this ZIP
  • Low vacancy rate (3.82%) in this ZIP
  • Spacious lot — 1.5 acres of land
  • 79.36% owner-occupied homes in this ZIP
  • Little Miami Local School District
  • Elevated property at 783 ft — good drainage

👁️ Worth Checking

  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

What stands out about this home

The data lands this (3-bed / 3.5-bath, 2,413 sq ft) between $538K and $728K. Comps in this micro-market are thin. Before making a real decision, I'd want three to five closed sales within a mile and an actual walkthrough of the competition. The spread inside this range is a condition call — a home that needs work sits near the bottom, a maintained one holds the top.

These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 3-bedroom, 3.5-bathroom home at 9645 TIMBERLINE CT, LOVELAND, OH, 45140 was built in 2000 and offers 2,413 square feet on 1.5 acres. Overall, it earned a B grade — a solid score across the categories we evaluated.

The estimated value is around $633,000, though limited comparable sales data means this should be treated as directional rather than precise.

Looking at the broader market, Homes in ZIP 45140 are sitting on the market longer than usual, averaging 65 days, and the median sale price sits at $395K.

Worth noting: high radon risk. On the positive side, minimal flood risk.

Have a question about this property or the surrounding area? Our AI assistant below has full context on this report and can help you dig deeper.

Do you have questions about 9645 TIMBERLINE CT, LOVELAND, OH, 45140?

Ask me! I know the data on this property, neighborhood, and market.

Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

See an error?

Compare Another Address

Run a free report on any U.S. property

Save This Report

Get a link to this report emailed to you — free, no account needed

Want a human read on this home? Talk to Derek Tye in Hamilton Township.

Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 4/22/2026.

← Run Another Report