City Intelligence

Panama City Beach, FL

What it costs, how it lives, and what to check before you buy in Panama City Beach. Sourced from U.S. Census, HUD, NCES, FEMA, and FCC — aggregated across the whole city, not just one neighborhood.

Livability Score

79/ 100

Solid overall with category-specific trade-offs.

Cost of LivingB-
Housing MarketB-
EnvironmentA-
WeatherA+

Population

29,530

Median Home

$341K

Median Income

$76K

Zip Codes Covered

2

With a population of 29,530, Panama City Beach is a smaller FL city. Median household income is $76K with homes valued around $341K. The city scores highest in weather (A+).

Tends to fit: investors looking at rental opportunities.

Market Snapshot

Key housing and market metrics for Panama City Beach, FL. Use these numbers as a starting point, then dig into specific neighborhoods.

Median Home Value

$341K

Vacancy Rate

50.0%

Owner-Occupied

66%

ZIP Code Breakdown

Area stats for ZIP codes in Panama City Beach, sorted by population. Run a Real Report Card on a specific address for property-level detail.

32413

Area Stats

Pop: 14,820

Home Value: $349K

32407

Area Stats

Pop: 14,710

Home Value: $334K

Panama City Beach Area Map

Get oriented — see where Panama City Beach sits and explore neighborhoods before you narrow in.

Schools Near Panama City Beach

Schools in and around Panama City Beach, organized by type. School assignments vary by address — always confirm with the district directly.

Elementary Schools (2)

HUTCHISON BEACH ELEMENTARY SCHOOL

WEST BAY ELEMENTARY SCHOOL

Middle Schools (2)

BREAKFAST POINT ACADEMY

SURFSIDE MIDDLE SCHOOL

High Schools (1)

J.R. ARNOLD HIGH SCHOOL

Livability Grades

How Panama City Beach stacks up across six key categories.

Cost of LivingB-
Housing MarketB-
EnvironmentA-
WeatherA+
AmenitiesA+

Work With a Local Pro

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Your Local Expert

John "Mr.Beach" Arroyo

John "Mr.Beach" Arroyo

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Data sources: U.S. Census Bureau ACS, FEMA, EPA, NCES, NREL, HUD, FCC, NOAA, EIA, OpenStreetMap. Data represents the 2 most populated zip codes for Panama City Beach and may not reflect all neighborhoods. Market conditions change frequently; this page is for informational purposes only and does not constitute real estate advice. Last updated on a rolling basis.