City Intelligence
Thinking About The Panama City Beach, FL Area?
What it costs, how it lives, and what to check before you buy in Panama City Beach. Sourced from U.S. Census, HUD, NCES, FEMA, and FCC — aggregated across the whole city, not just one neighborhood.
Livability Score
81/ 100
Strong across most livability factors.
Cost of LivingB-
Housing MarketB-
EnvironmentA-
WeatherA+
Population
29,530
Median Home
$341K
Median Income
$76K
Zip Codes Covered
2
With a population of 29,530, Panama City Beach is a smaller FL city. Median household income is $76K with homes valued around $341K. The city scores highest in weather (A+).
Tends to fit: investors looking at rental opportunities.
Market Snapshot
Key housing and market metrics for Panama City Beach, FL. Use these numbers as a starting point, then dig into specific neighborhoods.
Median Home Value
$341K
Vacancy Rate
50.0%
Owner-Occupied
66%
ZIP Code Breakdown
Area stats for ZIP codes in Panama City Beach, sorted by population. Run a Real Report Card on a specific address for property-level detail.
32413
Area StatsPop: 14,820
Home Value: $349K
32407
Area StatsPop: 14,710
Home Value: $334K
Panama City Beach Area Map
Get oriented — see where Panama City Beach sits and explore neighborhoods before you narrow in.
Nearby Areas
Explore the areas around Panama City Beach — pick one to dig into its market, schools, and neighborhoods.
Schools Near Panama City Beach
Schools in and around Panama City Beach, organized by type. School assignments vary by address — always confirm with the district directly.
Elementary Schools (2)
HUTCHISON BEACH ELEMENTARY SCHOOL
WEST BAY ELEMENTARY SCHOOL
Middle Schools (2)
BREAKFAST POINT ACADEMY
SURFSIDE MIDDLE SCHOOL
High Schools (1)
J.R. ARNOLD HIGH SCHOOL
Livability Grades
How Panama City Beach stacks up across six key categories.
Cost of LivingB-
Housing MarketB-
EnvironmentA-
WeatherA+
AmenitiesA+
Work With a Local Pro
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John "Mr.Beach" Arroyo
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Data sources: U.S. Census Bureau ACS, FEMA, EPA, NCES, NREL, HUD, FCC, NOAA, EIA, OpenStreetMap. Data represents the 2 most populated zip codes for Panama City Beach and may not reflect all neighborhoods. Market conditions change frequently; this page is for informational purposes only and does not constitute real estate advice. Last updated on a rolling basis.