Context map of 11320 TERWILLIGERSCREEK DR, CINCINNATI, OH, 45249 with nearby amenities

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11320 TERWILLIGERSCREEK DR, CINCINNATI, OH, 45249

Symmes Township, OH, 45249

At a Glance

A-92/100
📍Location Check

Convenient for most daily needs

Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Most of daily life is a short drive — not walkable, but convenient for a car-based household.

💰Price Check

Looks high for the area

About 34% above 10 recent comparable sales.

🏠 Currently 34% above closed comps. Defendable with strong condition and presentation; if not, the market tells us in the first two weeks.

📊Market Demand

Low vacancy, high homeownership

low vacancy (4.6%) — relatively strong demand signals for this ZIP.

🏠 Homes clearing in ~37.06 days — that's a seller's market signal.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 Zone 1 radon area — testing is non-negotiable at inspection. Mitigation is usually a few hundred dollars if needed.

🏠Property Fit

Mostly in line with nearby homes

built 1993 — some systems may be aging.

🏠 Built 1993 — some major systems are at the end of their design life. Worth asking what's original vs what's been updated.

What to Verify Next

  • Research comparable sales and consider negotiating
  • Request a radon test during your inspection period
  • Have HVAC, plumbing, electrical, and roof inspected
  • Review recent nearby closed sales

Price Check

$1,005,000

Looks high for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$944,000$1,385,000

What Stands Out

Red Flags

Confidence Signals

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$685,000

Last Sale Price

5

Beds

5

Baths

4,978

Sq Ft

1993

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms5
Bathrooms5
Square Footage4,978 sq ft
Price Per Sq Ft$138
Lot Size24,002 sq ft
Year Built1993
Last Sale Price$685,000
Last Sale DateAugust 11, 1999

Market Context

Median Home Value (ZIP)$458,000
Median Household Income$113,674
Income vs National1.5x national average
Estimated Monthly Mortgage$2,316/mo (est. 6.5%, 20% down)
Owner-Occupied67.14%
Renter-Occupied32.86%
Vacancy Rate4.6%

Risk & Safety

B-
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictLoveland City School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Symmes Elementary School0.7 mi
Loveland Intermediate School1.5 mi
Loveland Middle School1.6 mi
Loveland High School1.9 mi
Loveland Elementary School2.2 mi

Nearby Private Schools

CINCINNATI HILLS CHRISTIAN ACADEMY1.4 mi
LIBERTY BIBLE ACADEMY2.5 mi
OHIO VALLEY VOICES2.6 mi
MONTESSORI ACADEMY OF CINCINNATI3 mi
MONTESSORI ACADEMY OF CINCINNATI3 mi

Nearby Colleges & Universities

UC Blue Ash College5.5 mi
Xavier University12.2 mi
University of Cincinnati14.6 mi
Cincinnati State Technical and Community College14.7 mi
UC Clermont College14.7 mi

Location Check

A
Nearest Grocery Store0.8 mi — Kroger
Nearest Park0.7 mi — Seven Gables Park
Nearest Restaurant #11.0 mi — deSha's - Cincinnati
Nearest Restaurant #21.0 mi — Chili's Grill & Bar
Nearest Coffee Shop #11.2 mi — 7 Brew Coffee
Nearest Coffee Shop #22.4 mi — The Cocoa Muse
Nearest Hospital2.2 mi — TriHealth Bethesda North Hospital
Nearest Public Transit0.7 mi — Montgomery Rd & Calumet Way
Nearest Shopping Center1.5 mi — Waterstone Center
Nearest Airport13.0 mi — Butler County Regional Airport - Hogan Field

Environmental Risk

A-
Air Quality (AQI)AQI 60 — Moderate
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation777 ft above sea level

Neighborhood

MunicipalitySymmes Township
Population (ZIP)14,075
Median Age39.3 years
CountyHamilton County

Market Snapshot — ZIP 45249

Recent market data for this ZIP code

$695,000

Median Sale Price (ZIP)

$1,603/mo

Median Rent

37.06 days

Avg Days on Market

57

Active Listings

Property DetailsTax, construction, utilities & more

Property Age33 years
Stories2
GarageAttached
StyleConventional
ExteriorBrick
Total Rooms13
CoolingCentral
Owner OccupiedYes
Tax Assessed Value$313,229
Tax — Land Value$43,750
Tax — Improvements$269,479
Annual Tax Amount$17,680
Effective Tax Rate5.64%
Elevation777 ft
CountyHamilton County
MunicipalitySymmes Township

Recent Comparable Sales (10)

Median $/SqFt: $262
Avg $/SqFt: $274

Based on 9 recent comparable sales with verified price and size data.

9315 Greenhedge Ln, Symmes Township, OH 45140

3 bed · 2 bath · 1,063 sqft · Built 1956

$279,000

$262/sqftSold May 2026

9206 E Kemper Rd, Symmes Township, OH 45140

4 bed · 2 bath · 1,863 sqft · Built 1897

$489,900

$263/sqftSold Jun 2026

9004 Old Creek Trl, Montgomery, OH 45249

5 bed · 4.5 bath · 3,029 sqft · Built 2026

$1,495,000

$494/sqftSold Jun 2026

200 Vintage Club Dr, Montgomery, OH 45249

2 bed · 1,545 sqft

$895,000

$579/sqftSold Jun 2026

11702 Retview Ln, Symmes Township, OH 45140

4 bed · 3.5 bath · 3,574 sqft · Built 1991

$749,900

$210/sqftSold Jun 2026

11426 Terwilligersridge Ct, Symmes Township, OH 45249

4 bed · 4.5 bath · 3,034 sqft · Built 1987

$799,900

$264/sqftSold Jun 2026

5055 Bristol Ct, Loveland, OH 45140

4 bed · 3 bath · 2,142 sqft · Built 1990

$339,900

$159/sqftSold Jul 2026

2042 Stratford Ct, Loveland, OH 45140

3 bed · 2.5 bath · 2,032 sqft · Built 1983

$275,000

$135/sqftSold Apr 2026

3050 Stratford Ct, Loveland, OH 45140

2 bed · 2 bath · 1,359 sqft · Built 1988

$140,000

$103/sqftSold Aug 2026

8694 Twilight Tear Ln, Symmes Township, OH 45249

4 bed · 3.5 bath · Built 1988

$915,000

Sold Aug 2026

Sale History

August 2, 1999

SV

Price not recorded

Construction & Features

Roof: Composition Shingle
Exterior: Brick
Basement: Full Finished
Garage: Yes (Attached), 4 spaces
Pool: No
Fireplace: Yes (1)

Tax & Assessment

$894,940

County Market Value (2023)

$313,229

Assessed Value (2026)

$17,680.1/yr

Annual Property Tax (2026)

Building: $769,940 · Land: $125,000

Ownership & Liens

Owner: LOEWENSTINE, LEON; LOEWENSTINE, JOY M
Owned since: August 1999
Lender: UNION SAVINGS BANK
Liens: 1 ($116,555)
Est. equity: $942,590
🏆

What Stands Out

This property at 11320 TERWILLIGERSCREEK DR, CINCINNATI, OH, 45249 received an overall grade of A-.

💪 Working in Your Favor

  • Minimal flood risk (Zone X)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $113,674 in this ZIP
  • Low vacancy rate (4.6%) in this ZIP
  • 5 bedrooms, 5 baths
  • Garage included (Attached)
  • Conventional style with Brick exterior
  • Loveland City School District

👁️ Worth Checking

  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

What stands out about this home

At this price tier (5-bed / 5-bath, 4,978 sq ft), broad comps can only get you so close. The data lands between $944K and $1.4M, but homes this size and quality usually transact on how distinctive they are, not on averages. 8 recent comparable sales back this range, so it's a solid read. Condition decides where inside the band it lands. Tired = bottom, kept up = top.

These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 5-bedroom, 5-bathroom home at 11320 TERWILLIGERSCREEK DR, CINCINNATI, OH, 45249 was built in 1993 and offers 4,978 square feet on 24,002 sqft lot. Overall, it earned a A- grade — a strong score across the categories we evaluated.

Based on 10 recent comparable sales nearby, the estimated market value comes in around $1,005,000. Comparable homes in the area are trading at a median of $262 per square foot.

Looking at the broader market, Homes in ZIP 45249 are selling fast, averaging 37 days on market, and the median sale price sits at $695K.

Worth noting: high radon risk and estimate looks high vs comps. On the positive side, minimal flood risk.

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Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Want a human read on this home? Talk to Derek Tye in Symmes Township.

Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 8/7/2026.

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