Context map of 11321 TERWILLIGERS VALLEY LN, MONTGOMERY, OH, 45249 with nearby amenities

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11321 TERWILLIGERS VALLEY LN, MONTGOMERY, OH, 45249

City of Montgomery, OH, 45249

At a Glance

A95/100
📍Location Check

Convenient for most daily needs

Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Most of daily life is a short drive — not walkable, but convenient for a car-based household.

💰Price Check

Looks in range for the area

In line with 19 recent comparable sales nearby.

🏠 In-range on comps — where inside the range it lands is a condition question.

📊Market Demand

Low vacancy, high homeownership

low vacancy (4.6%) — relatively strong demand signals for this ZIP.

🏠 Homes clearing in ~49.37 days — that's a seller's market signal.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 Zone 1 radon area — testing is non-negotiable at inspection. Mitigation is usually a few hundred dollars if needed.

🏠Property Fit

Mostly in line with nearby homes

built 1987 — some systems may be aging.

🏠 Built 1987 — some major systems are at the end of their design life. Worth asking what's original vs what's been updated.

What to Verify Next

  • Request a radon test during your inspection period
  • Have HVAC, plumbing, electrical, and roof inspected
  • Confirm permit history with the county
  • Review recent nearby closed sales

Price Check

$674,000

Appears in range for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$633,000$928,000

What Stands Out

Red Flags

Confidence Signals

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$350,000

Last Sale Price

4

Beds

2.5

Baths

3,534

Sq Ft

1987

Year Built

Property Snapshot

Property TypeSingle Family
Bedrooms4
Bathrooms2.5
Square Footage3,534 sq ft
Price Per Sq Ft$99
Lot Size19,994 sq ft
Year Built1987
Last Sale Price$350,000
Last Sale DateJuly 28, 1993

Market Context

Median Home Value (ZIP)$458,000
Median Household Income$113,674
Income vs National1.5x national average
Estimated Monthly Mortgage$2,316/mo (est. 6.5%, 20% down)
Owner-Occupied67.14%
Renter-Occupied32.86%
Vacancy Rate4.6%

Risk & Safety

B
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictSycamore Community City School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Symmes Elementary School1 mi
Loveland Middle School1.6 mi
Loveland Intermediate School1.6 mi
Sycamore High School2.1 mi
Loveland High School2.2 mi

Nearby Private Schools

CINCINNATI HILLS CHRISTIAN ACADEMY1.3 mi
OHIO VALLEY VOICES2.5 mi
LIBERTY BIBLE ACADEMY2.8 mi
SPRINGS EAST MONTESSORI SCHOOL2.9 mi
URSULINE ACADEMY OF CINCINNATI3.3 mi

Nearby Colleges & Universities

UC Blue Ash College5.2 mi
Xavier University11.9 mi
University of Cincinnati14.3 mi
College of Engineering and Applied Science (CEAS) | University of Cincinnati14.3 mi
UC Clermont College14.5 mi

Location Check

A-
Nearest Grocery Store0.7 mi — Kroger
Nearest Park0.5 mi — Weller Park
Nearest Restaurant #10.8 mi — deSha's - Cincinnati
Nearest Restaurant #20.9 mi — Chili's Grill & Bar
Nearest Coffee Shop #12.5 mi — The Cocoa Muse
Nearest Coffee Shop #23.7 mi — Deeper Roots Coffee
Nearest Hospital1.9 mi — TriHealth Bethesda North Hospital
Nearest Public Transit0.8 mi — Montgomery Rd 11406
Nearest Shopping Center2.7 mi — Deerfield Towne Center
Nearest Airport13.0 mi — Cincinnati Municipal Airport - Lunken Field

Environmental Risk

A+
Air Quality (AQI)AQI 21 — Good
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean
Elevation716 ft above sea level

Neighborhood

MunicipalityCity of Montgomery
Population (ZIP)14,075
Median Age39.3 years
CountyHamilton County

Market Snapshot — ZIP 45249

Recent market data for this ZIP code

$695,000

Median Sale Price (ZIP)

$1,695/mo

Median Rent

49.37 days

Avg Days on Market

63

Active Listings

Property DetailsTax, construction, utilities & more

Property Age39 years
Stories2
GarageAttached
StyleConventional
ExteriorBrick
Total Rooms9
CoolingCentral
Owner OccupiedYes
Tax Assessed Value$211,390
Tax — Land Value$36,750
Tax — Improvements$174,640
Annual Tax Amount$10,816
Effective Tax Rate5.12%
Elevation716 ft
CountyHamilton County
MunicipalityCity of Montgomery

Recent Comparable Sales (10)

Median $/SqFt: $204
Avg $/SqFt: $191

Based on 19 recent comparable sales with verified price and size data.

11382 TERWILLIGERS VALLEY LN, CINCINNATI, OH 45249

4 bed · 2 bath · 2,923 sqft · Built 1987

$667,400

$228/sqftSold Jan 2026

11540 IRONLIEGE LN, CINCINNATI, OH 45249

4 bed · 3 bath · 3,232 sqft · Built 1987

$835,000

$258/sqftSold Jan 2026

8759 BIRCHBARK DR, CINCINNATI, OH 45249

4 bed · 2 bath · 3,173 sqft · Built 1976

$267,508

$84/sqftSold Dec 2025

9036 SYMMES RIDGE LN, LOVELAND, OH 45140

4 bed · 3 bath · 3,192 sqft · Built 1983

$650,000

$204/sqftSold Nov 2025

8857 APPLESEED DR, CINCINNATI, OH 45249

4 bed · 2 bath · 3,093 sqft · Built 1982

$675,000

$218/sqftSold Nov 2025

10734 WEATHER STONE CT, LOVELAND, OH 45140

4 bed · 3 bath · 3,676 sqft · Built 1985

$745,000

$203/sqftSold Nov 2025

11359 TERWILLIGERS VALLEY LN, MONTGOMERY, OH 45249

5 bed · 3 bath · 2,961 sqft · Built 1987

$854,000

$288/sqftSold Oct 2025

8929 SYMMES TRACE CT, LOVELAND, OH 45140

4 bed · 3 bath · 3,303 sqft · Built 1989

$450,000

$136/sqftSold Oct 2025

8552 CHAUCER PL, MONTGOMERY, OH 45249

4 bed · 3 bath · 3,807 sqft · Built 1996

$525,200

$138/sqftSold Sep 2025

9396 KEMPER GROVE LN, LOVELAND, OH 45140

3 bed · 3 bath · 3,013 sqft · Built 1986

$655,000

$217/sqftSold Aug 2025

Construction & Features

Exterior: Brick
Basement: Improved
Garage: Yes (Attached), 3 spaces
Pool: No
Fireplace: Yes (2)

Tax & Assessment

$603,970

County Market Value (2023)

$211,390

Assessed Value (2026)

$10,815.57/yr

Annual Property Tax (2026)

Building: $498,970 · Land: $105,000

Ownership & Liens

Owner: WANG, CHARLESTON C; WANG, SHIRLEY
Owned since: December 2023
Est. equity: $761,076
🏆

What Stands Out

This property at 11321 TERWILLIGERS VALLEY LN, MONTGOMERY, OH, 45249 received an overall grade of A.

💪 Working in Your Favor

  • Minimal flood risk (Zone X)
  • No Superfund or toxic release sites in this ZIP
  • Median household income $113,674 in this ZIP
  • Low vacancy rate (4.6%) in this ZIP
  • 4 bedrooms, 2.5 baths
  • Garage included (Attached)
  • Conventional style with Brick exterior
  • Sycamore Community City School District

👁️ Worth Checking

  • Radon Zone 1 — testing recommended before purchase

Agent's Comments

What stands out about this home

On a (4-bed / 2.5-bath, 3,534 sq ft) like this, comps put it in the $633K–$928K band. 8 recent comparable sales back this range, so it's a solid read. Condition decides where inside the band it lands. Tired = bottom, kept up = top.

These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 4-bedroom, 2.5-bathroom home at 11321 TERWILLIGERS VALLEY LN, MONTGOMERY, OH, 45249 was built in 1987 and offers 3,534 square feet on 19,994 sqft lot. Overall, it earned a A grade — a strong score across the categories we evaluated.

Based on 19 recent comparable sales nearby, the estimated market value comes in around $674,000. Comparable homes in the area are trading at a median of $204 per square foot.

Looking at the broader market, Homes in ZIP 45249 are selling fast, averaging 49 days on market, and the median sale price sits at $695K.

Worth noting: high radon risk. On the positive side, minimal flood risk.

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This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 6/29/2026.

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