Context map of 2012 STRATFORD CT, LOVELAND, OH, 45140 with nearby amenities

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2012 STRATFORD CT, LOVELAND, OH, 45140

City of Loveland, OH, 45140

At a Glance

A-92/100
📍Location Check

Convenient for most daily needs

Several everyday amenities within 3 miles — including parks, grocery stores, restaurants, coffee shops.

🏠 Errands are easy by car but the area isn't designed for walking. Suits most buyers in this price tier.

💰Price Check

Looks low for the area

Priced about 55% below 21 recent comparable sales nearby.

🏠 Numbers show this 55% under recent comps. If the condition is there, this has room to be priced more aggressively.

📊Market Demand

Low vacancy, high homeownership

low vacancy (4%), 79% owner-occupied — relatively strong demand signals for this ZIP.

🏠 39.19-day average on the market. Inventory moves fast here.

🌿Environmental Risk

High radon risk — testing recommended

This is worth factoring into your decision — review details in the full report below.

🏠 Zone 1 radon area — testing is non-negotiable at inspection. Mitigation is usually a few hundred dollars if needed.

🏠Property Fit

Mostly in line with nearby homes

built 1983 — some systems may be aging.

🏠 For a condo, the building financials matter as much as the unit. Ask for HOA minutes, reserves, and recent assessment history.

What to Verify Next

  • →Review recent nearby closed sales to confirm the value gap
  • →Request a radon test during your inspection period
  • →Have HVAC, plumbing, electrical, and roof inspected
  • →Confirm permit history with the county

Price Check

$91,000

Looks low for the area

Based on 8 recent comparable sales nearby

LowEstimatedHigh
$86,000$126,000

What Stands Out

Red Flags

Watch List

Confidence Signals

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$54,525

Last Sale Price

2

Beds

2.5

Baths

1,254

Sq Ft

1983

Year Built

Property Snapshot

Property TypeCondo
Bedrooms2
Bathrooms2.5
Square Footage1,254 sq ft
Price Per Sq Ft$43
Year Built1983
Last Sale Price$54,525
Last Sale DateMarch 16, 2020

Market Context

Median Home Value (ZIP)$315,400
Median Household Income$104,422
Income vs National1.4x national average
Estimated Monthly Mortgage$1,595/mo (est. 6.5%, 20% down)
Owner-Occupied79%
Renter-Occupied21%
Vacancy Rate4%

Risk & Safety

B-
FEMA Flood ZoneZone X — Minimal flood risk
Radon RiskZone 1 — High risk, testing recommended

Schools & Education

Assigned School DistrictLoveland City School District

School assignment may vary — confirm with the district directly

Nearby Public Schools

Symmes Elementary School0.5 mi
Loveland Middle School1.4 mi
Loveland Intermediate School1.4 mi
Loveland High School1.6 mi
Loveland Elementary School2 mi

Nearby Private Schools

CINCINNATI HILLS CHRISTIAN ACADEMY1.7 mi
LIBERTY BIBLE ACADEMY2.3 mi
OHIO VALLEY VOICES2.6 mi
MONTESSORI ACADEMY OF CINCINNATI2.8 mi
MONTESSORI ACADEMY OF CINCINNATI2.8 mi

Nearby Colleges & Universities

UC Blue Ash College5.9 mi
Xavier University12.6 mi
UC Clermont College14.8 mi
University of Cincinnati15 mi
College of Arts & Sciences15.2 mi

Location Check

A
Nearest Grocery Store1.1 mi — ALDI
Nearest Park0.8 mi — Seven Gables Park
Nearest Restaurant #10.8 mi — La Jaiba Seafood & Taqueria
Nearest Restaurant #21.0 mi — EurAsia
Nearest Coffee Shop #11.0 mi — 7 Brew Coffee
Nearest Coffee Shop #22.1 mi — The Cocoa Muse
Nearest Hospital2.6 mi — TriHealth Bethesda North Hospital
Nearest Public Transit0.7 mi — Montgomery Rd & Enyart Rd
Nearest Shopping Center1.3 mi — Waterstone Center
Nearest Airport13.2 mi — Butler County Regional Airport - Hogan Field

Environmental Risk

A-
Air Quality (AQI)AQI 53 — Moderate
Superfund Sites in ZIPNone — Clean
Toxic Release FacilitiesNone — Clean

Neighborhood

MunicipalityCity of Loveland
Population (ZIP)55,364
Median Age40.2 years
CountyHamilton County

Market Snapshot — ZIP 45140

Recent market data for this ZIP code

$414,900

Median Sale Price (ZIP)

$1,895/mo

Median Rent

39.19 days

Avg Days on Market

338

Active Listings

Property DetailsTax, construction, utilities & more

Property Age43 years
Stories2
GarageAttached
StyleConventional
ExteriorAluminum / Vinyl Siding
Total Rooms5
CoolingCentral
Owner OccupiedYes
Tax Assessed Value$70,403
Tax — Land Value$7,000
Tax — Improvements$63,403
Annual Tax Amount$3,809
Effective Tax Rate5.41%
CountyHamilton County
MunicipalityCity of Loveland

Recent Comparable Sales (10)

Median $/SqFt: $176
Avg $/SqFt: $176

Based on 21 recent comparable sales with verified price and size data.

210 CARRINGTON LN APT 207, LOVELAND, OH 45140

2 bed · 2 bath · 1,112 sqft · Built 1992

$200,000

$180/sqftSold Jan 2026

11730 GABLE GLEN LN 1301, CINCINNATI, OH 45249

2 bed · 2 bath · 1,336 sqft · Built 1987

$329,000

$246/sqftSold Dec 2025

620 CARRINGTON PL APT 102, LOVELAND, OH 45140

2 bed · 2 bath · 1,112 sqft · Built 1993

$170,000

$153/sqftSold Dec 2025

220 CARRINGTON LN, LOVELAND, OH 45140

2 bed · 2 bath · 1,112 sqft · Built 1992

$120,000

$108/sqftSold Dec 2025

12041 CARRINGTON LN, LOVELAND, OH 45140

2 bed · 2 bath · 1,112 sqft · Built 1995

$196,000

$176/sqftSold Nov 2025

5022 BRISTOL CT 207, LOVELAND, OH 45140

2 bed · 2 bath · 1,334 sqft · Built 1996

$210,000

$157/sqftSold Nov 2025

620 CARRINGTON PL, LOVELAND, OH 45140

2 bed · 2 bath · 1,112 sqft · Built 1993

$150,000

$135/sqftSold Nov 2025

3015 STRATFORD CT, LOVELAND, OH 45140

3 bed · 2 bath · 1,228 sqft · Built 1986

$220,000

$179/sqftSold Nov 2025

110 CARRINGTON LN APT 207, LOVELAND, OH 45140

2 bed · 2 bath · 1,412 sqft · Built 1992

$213,000

$151/sqftSold Nov 2025

310 CARRINGTON PL APT 204, LOVELAND, OH 45140

2 bed · 2 bath · 1,428 sqft · Built 1992

$201,500

$141/sqftSold Oct 2025

Sale History

May 29, 2020

WD

$145,000

June 30, 2016

WD

$112,000

Construction & Features

Roof: Composition Shingle
Construction: Pre-Fabricated
Exterior: Stucco
Basement: Improved
Garage: No
Pool: No
Fireplace: Yes (1)

Tax & Assessment

$187,700

County Market Value (2023)

$65,695

Assessed Value (2026)

$3,648.18/yr

Annual Property Tax (2026)

Building: $167,700 · Land: $20,000

Ownership & Liens

Owner: EK REAL ESTATE FUND I LLC
Owned since: May 2020
Lender: TVC FUNDING III LLC
Liens: 1 ($79,475)
Est. equity: $153,856
🏆

What Stands Out

This property at 2012 STRATFORD CT, LOVELAND, OH, 45140 received an overall grade of A-.

💪 Working in Your Favor

  • ✓Minimal flood risk (Zone X)
  • ✓No Superfund or toxic release sites in this ZIP
  • ✓Median household income $104,422 in this ZIP
  • ✓Low vacancy rate (4%) in this ZIP
  • ✓Garage included (Attached)
  • ✓Conventional style with Aluminum / Vinyl Siding exterior
  • ✓79% owner-occupied homes in this ZIP
  • ✓Loveland City School District

👁️ Worth Checking

  • ⚠Radon Zone 1 — testing recommended before purchase

Agent's Comments

What stands out about this home

For a condo (2-bed / 2.5-bath, 1,254 sq ft), the comp range lands between $86K and $126K. Building-specific factors — HOA, unit floor, recent sales in the same complex — usually move this more than broad market comps do. With 8 good comps in the mix, the range is well-anchored. Inside the range, it's condition that moves the number. Deferred work pulls down; maintenance and updates hold up. A 1983-build puts the major systems at the age where they either got replaced or they're due. That's the variance.

These highlights are generated from public data, comparable sales, and environmental records — not a formal appraisal. A walk-through and local agent analysis are always recommended.

Your Market Snapshot

This 2-bedroom, 2.5-bathroom home at 2012 STRATFORD CT, LOVELAND, OH, 45140 was built in 1983 and offers 1,254 square feet. Overall, it earned a A- grade — a strong score across the categories we evaluated.

Based on 21 recent comparable sales nearby, the estimated market value comes in around $91,000. Comparable homes in the area are trading at a median of $176 per square foot.

Looking at the broader market, Homes in ZIP 45140 are selling fast, averaging 39 days on market, and the median sale price sits at $415K.

Worth noting: high radon risk and older home — inspect systems. On the positive side, minimal flood risk.

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Real Home Intel AI may make mistakes. Verify important information independently.

This is not an appraisal. Data sourced from public records and verified APIs.

Grades reflect environmental data, infrastructure, and public services. They do not reflect or consider the demographic composition of any area.

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Data sourced from U.S. Census Bureau, FEMA, EPA AirNow, EPA Envirofacts, NCES, USGS, NREL, HUD, FCC, NOAA, EIA, Walk Score, RentCast, OpenStreetMap, Census Geocoder, Realie.Report generated 8/5/2026.

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